IHG 9% cash back

Recommend using US Topcashback for IHG, they constantly have 12% offers, sometimes even up to 15%.
 
ShopBack pay a lot quicker, usually under a month, and you not subject to currency fluctuations which can be significant.
 
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markis10 said:
ShopBack pay a lot quicker, usually under a month, and you not subject to currency fluctuations which can be significant.
Click to expand...
Fair point on the speed of payment, it has usually taken 3 months to receive it on TCB. The currency fluctuation is not an issue as for example on a $500 booking the 3% extra cashback would equal $15 AUD, the USD would have to crash more than 25% against AUD for that to be an issue.

The bigger exposure is the cost to convert to AUD but I just withdraw to a Wise US account and pay in USD to avoid the FX fees.
 

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