GOLD MAXIMISER 1.5 Points per dollar ? NO BONUSES? | Australian Frequent Flyer
Australian Frequent Flyer

Welcome to Australia's leading independent Frequent Flyer and Travel Resource since 1998!
Our site contains tons of information that will improve your travel experience.

Joining AFF is fast, simple & absolutely free - register now and take immediate advantage of these great BENEFITS.

Once registered, this box will disappear. And you will see fewer advertisements :)

GOLD MAXIMISER 1.5 Points per dollar ? NO BONUSES?

Status
Not open for further replies.

evangelionpunk

Junior Member
Joined
Feb 24, 2005
Messages
43
Well

Im looking at this card and thinking of applying for it but i do remember a while back that they had a maximiser card but it wasnt called "gold" . When did they change to this "Gold Maximiser" ?


Also why arent they offering any bonus flyer points etc to start people off?

Know of any website/banks etc that offer the same maximiser deal or better and maybe even bonus points?????
 

ksthommo

Active Member
Joined
Jul 4, 2004
Messages
699
Not sure but you may get bonus points if you sign up
at one of the airport desks
 

NM

Moderator
Joined
Aug 27, 2004
Messages
15,810
Qantas
LT Gold
Virgin
Red
Flights
My Map
The Amex Gold Rewards Maximiser card is such a good deal for FF points that they do not to offer any further joining incentives. It is so attractive to FF junkies that it comes with a higher interest rate (about 2% above the other Amex cards) and we still go for it - just ensuring the balance is paid off each month of course.
 

evangelionpunk

Junior Member
Joined
Feb 24, 2005
Messages
43
heheheh Ofcourse. But do their balance transfers also accrue points?

And theres no cap?
And it offers extended warranty, travel insurance etc like other gold cards?

Might apply for it today.
 

NM

Moderator
Joined
Aug 27, 2004
Messages
15,810
Qantas
LT Gold
Virgin
Red
Flights
My Map
evangelionpunk said:
heheheh Ofcourse. But do their balance transfers also accrue points?

And theres no cap?
And it offers extended warranty, travel insurance etc like other gold cards?

Might apply for it today.
There is no points cap. However, the Amex Gold Maximser Credit Card is aimed at people who want to earn lots of MR points faster. It's main benefit is the 1.5:1 points earning rate. For that benefit you get:
  • 2% higher interest rate (17.49% vs 15.49% for Amex Gold CC)
  • higher annual fee ($144 vs $70 for Anex Gold CC)
  • annual fee includes MR Ascent membership ($59 extra for Amex Gold CC)
  • no annual fee waiver (waived for Gold CC is spend >$9,500 pa)
  • higher supplementary car fee ($36 vs 20 for Amex Gold CC)
  • no extended warranty (Buyer's Advantage)
  • no travel insurance
Some banks and Visa/MC come with purchase protection and extended warranty and travel insurance etc. The Amex Gold Rewards Maximiser card does not.

As I have stated before, you don't get anything for nothing when it comes to credit cards. The points, feature and benefits are all funded through the fees (your annual fees, interest and merchant's fees). You need to decide if which features you want and which ones you are willing to pay for with the increased annual fees and interest rates.

For me, I am looking to maximise my points earning. I always pay the statement balance in full before the due date so interest rate is of little consequence to me. I don't look for travel insurance from my CC. I would rather the higher points earning rate than extended warranty etc. I am happy to pay the increased annual fee over since I put enough spending through the card to earn enough points to believe I come out ahead at the end of the year.

Just because Amex call it a Gold Credit Card, don't assume it comes with all the same benefits and features as a Visa or MC Gold Credit Card. it does not.
 
Status
Not open for further replies.

AFF on Air Podcast

  • Choosing a Rewards Program – AIR017
    Sat, 10 Aug 2019 13:32:24 AEST
      If you’re new to the world of frequent flyer points – or moving to a new country – it can be difficult to know where to start. In this episode, Matt discusses the con ...
  • Travel Insurance – AIR016
    Sat, 27 Jul 2019 07:34:12 AEST
      They say that if you can’t afford travel insurance, you can’t afford to travel! In this episode, Matt chats to James Green about the importance of travel insurance, and ...
  • The Qantas Oneworld Award – AIR015
    Sat, 13 Jul 2019 02:07:50 AEST
      Learn how to fly around the world using your Qantas Frequent Flyer points as Matt chats to James Green, an award travel consultant at Frequent Flyer Solutions. This episode ...
  • Qantas Frequent Flyer Changes – AIR014
    Sat, 29 Jun 2019 00:40:35 AEST
      Last week, Qantas announced a major shake-up to its Qantas Frequent Flyer program. In this episode, former Head of Loyalty at Malaysia Airlines, Mark Ross-Smith, joins Matt ...
  • jb747’s Stellar Career with Qantas – AIR013
    Sat, 15 Jun 2019 03:00:41 AEST
      In this special edition of the podcast, Matt chats to John Bartels (a.k.a. jb747) about his flying career with Qantas, the A380, the QF30 incident, flight training, retirem ...

Community Statistics

Threads
82,425
Messages
1,908,749
Members
50,213
Latest member
Feilidxy

Currently Active Users

Top