Earth+ - Bonus 15,000 Qantas Frequent Flyer points and Free QFF membership

[N860CR]

Applied last Friday, received letter today stating that the card was ready. Quick trip down to Surry Hills (charming area...) and... an hour later (Westpac know how to be slow), had both cards in my hand. I'm not a Westpac customer so they just did the normal 100 points plus copied my last 3 payslips.

All in all quick and easy.

 

[kamchatsky]

Well yes while a wife is relative....

....I took it more to mean, a bit more distant...like parents or siblings...AND while you could rake off the points with no benefit to them......apart from it being "nice" for you.....why should they when they could instead quite rightly use the points for themselves?


By your description with it being your wife, you are just pooling the points effectively for your joint and mutual use. You would already be sharing $$ so effectively her points are yours...and yours hers etc.....


My wife and I sign up for all these deals (and indeed some I do in her name without telling her...)....but I would never dream of suggesting to say my parents or siblings that they sign up and then transfer points to me.

Well yes we pool all the QFF points (and Citibank Visa points) to my account and we just use the points as needed for my family. It is more efficient that way. All our AMEX Ascent points now goes to her Virgin Atlantic Flying Club account and again it is all pooled to share amoungt the family.

We are just waiting for my Westpac home loan to be finalised before we can apply for those Earth+ card.

 

[Happy Dude]

What's the earn rate per dollar for non-Qantas purchases? I see there's an extra point for qantas purchases.

 

[Hvr]

One point per $ if you use the AMEX and
0.5 points per $ on the MasterCard.

I believe the extra point per $ for QANTAS product is only on the AMEX.

 

[lovetravellingoz]

What's the earn rate per dollar for non-Qantas purchases? I see there's an extra point for qantas purchases.

Yes lower than what you can get...so just grab the 15000 points.....but use other cards for earning on....particularly where you cannot use AMEX...ie use the Citibank free for life VISA at 1 point per $1

 

[benhadi]

which visa/mastercard gives the highest earn rate for QFF, or any other airline FF program?

 

[lovetravellingoz]

which visa/mastercard gives the highest earn rate for QFF, or any other airline FF program?

Not this one.....which is 0.5. This more take the points and run play I think

Citibank VISA is 1.0

Evidently ST George have one if you qualify for private banking.

 

[lovetravellingoz]

Both my card and my wifes have come through now...there was abouta week from on-line application to recepit of cards.

Now just have to wait and see how long it takes fr the points to post..........

 

[Shano]

which visa/mastercard gives the highest earn rate for QFF, or any other airline FF program?

Platinum MC also transfers at 1:1, but annual fee is $200

 

[benhadi]

i THINK ANZ Qantas Visa ofers 1:1, but has a ceiling of $1500/month for classic and $2500/month on gold and plat. AFter which i believe it's 1 point for every $2.

Can anyone better their program?

 

[lovetravellingoz]

i THINK ANZ Qantas Visa ofers 1:1, but has a ceiling of $1500/month for classic and $2500/month on gold and plat. AFter which i believe it's 1 point for every $2.

Can anyone better their program?

Citibank-free-for-life-VISA as it is not as restrictive and is free

With ANZ you have to pay extra to be in their points program on top of your card fee.

 

[benhadi]

i cant seem to find the Citibank Free For Life Visa on the citibank website in aussie.

Can anyone direct me there?

 

[kamchatsky]

i cant seem to find the Citibank Free For Life Visa on the citibank website in aussie.

Can anyone direct me there?

Try this:

http://www.frequentflyer.com.au/com...program/citibank-gold-no-annual-fee-7874.html

yes it is a long thread so u need to browse through it as they changed the link I think.


Edison

 

[casp]

There will be 15000 points for Earth+, also 10000 points for Earth.
If I have already got Earth+ last week and apply another Earth card now, should I have 25000 points in total?

 

[codash1099]

I wouldn't bother trying to get an Earth card if you are retired. I've just been through a string of phone calls ("try this other 1300 number, sir") and have found it impossible to convince them that for a person on an allocated pension, gross income equals after-tax income. The effect is to reduce a $30000 credit limit to $9000.

The limit doesn't worry me as much as the gaps in their understanding and policies.

 

[kyle]

Slightly off topic, but I need to whinge.

What's the point of having a 24/7 service line when they couldn't answer my question about balance transfers and instead told me to call back during business hours?

 

[Cyberdog100]

I wouldn't bother trying to get an Earth card if you are retired. I've just been through a string of phone calls ("try this other 1300 number, sir") and have found it impossible to convince them that for a person on an allocated pension, gross income equals after-tax income. The effect is to reduce a $30000 credit limit to $9000.

The limit doesn't worry me as much as the gaps in their understanding and policies.

$30k credit limit on a pension how on Earth (pun intended) do they manage that!!

I previously had an Earth card which I cancelled after the double points promo and a string of bad experiences which had a credit limit over $20k. I have since applied for the Earth+ promo and got offered less than $4k!!!!!

There is just no logic to their assignment of credit limits, I earn more now than a year ago with expenses relatively the same. Only thing is I wanted to transfer $15k at the 0.99% intro rate from my Amex Rewards Maximiser since I'd just bought a car and thought it'd be nice to not have to pay it off for another 6 months!

The branch manager I spoke to said that wouldn't make a difference as they assess the application based on all credit limits, assuming all cards were maxed out. She also said that it must have been a mistake for them to give me so much the first time based on my financial!!

Oh well, so at least its 15,000 points, no fee and $3,600 which I don't have to pay off for 6 months, still better than nothing even if I leave the cash in my bank account i'll get $100 interest

 

[codash1099]

$30k credit limit on a pension how on Earth (pun intended) do they manage that!!

I previously had an Earth card which I cancelled after the double points promo and a string of bad experiences which had a credit limit over $20k. I have since applied for the Earth+ promo and got offered less than $4k!!!!!

There is just no logic to their assignment of credit limits, I earn more now than a year ago with expenses relatively the same. Only thing is I wanted to transfer $15k at the 0.99% intro rate from my Amex Rewards Maximiser since I'd just bought a car and thought it'd be nice to not have to pay it off for another 6 months!

The branch manager I spoke to said that wouldn't make a difference as they assess the application based on all credit limits, assuming all cards were maxed out. She also said that it must have been a mistake for them to give me so much the first time based on my financial!!

Oh well, so at least its 15,000 points, no fee and $3,600 which I don't have to pay off for 6 months, still better than nothing even if I leave the cash in my bank account i'll get $100 interest

It's an allocated pension based on personal super. Being retired, I decided to see just how far I could go, so I spent about an hour with Westpac personnel - it took about 5 of them before I found someone who understood the tax free status of superannuation pensions but even they had trouble convincing the card centre. I finally agreed to accept $20000 limit (which I'll never use).

 

[oz_mark]

I finally agreed to accept $20000 limit (which I'll never use).

Then why bother?

 

[codash1099]

Then why bother?

1. For the 15000 points

2. I meant to imply that I wouldn't use all of it.