Lindsay Wilson said:It's about knowing what is on offer...a quick ring to your CC provider or surfing their web site will probably give you the answers to your questions. Citibank Plat Visa will allow balance transfers whenever...I've simply rung them to ask for a form, then completed and sent off. Never had them refuse to send a form to me either.
I would think some CC providers want you to transfer balances but they don't overtly market them...
Thank you for using the Citibank Australia Website.
In response to your inquiry you may have 1 balance transfer on the
account assured, you may apply for further balance transfers, approval
will be at Citibanks disgresion and at the current interest rate on the
credit card account.
You can consolidate your finances by simply transferring the outstanding
balance on any or all of your other card accounts to your Citibank
Credit Card and you will receive 1 Rewards point for every $1
transferred. Citibank will double the Rewards points to 2 for each $1
transferred if you close your other account.