Credit Card Offers CommBank Ultimate Awards Card Discussion

[BJReplay]

This is a bit of a surprise. I was under the impression it was going to exist. QR isn’t great as it needs to be in 1000 avios increments.

Edit found this

I assume that's in the CommBank / Yello app? I'll have to go looking.

 

[BJReplay]

WTF? Really? I thought VA was the same as QR but for $99 pa?

I can't see it. @henrus above, has a different message that I, despite looking, can't find, that implies $99 a year after the first year.

 

[patrickw]

Considering WW transfers to QF are still 2:1, couldn’t you avoid the $149 QF annual fee by converting Yello > WW > QF?

 

[henrus]

couldn’t you avoid the $149 QF annual fee by converting Yello > WW > QF?

Yes should be possible.

 

[cqtiger]

THe ultimate card I have seems less and less viable with no way to avoid the annual fee with the $4000 monthly spend and now Qantas points look like they are finished.
Only benefit is zero foreign exch fees and travel insurance

 

[BJReplay]

THe ultimate card I have seems less and less viable with no way to avoid the annual fee with the $4000 monthly spend and now Qantas points look like they are finished.
Only benefit is zero foreign exch fees and travel insurance

Yeah, it's a pretty thin on the ground offering, now.

That said, I rate the travel insurance. I've used it twice (as in made claims - I've used it more than that and not had to claim), it has come through with flying colours both times, and if you travel (other than to the US, where I wouldn't necessarily trust it), $420 for an annual travel insurance policy isn't too bad!

The policy stacks up against commercial policies (I've read it and compared it to commercial policies with a fine-toothed comb), and it neatly accepts my particular blend of pre-existing medical conditions without batting an eyelid.

 

[FF98]

VFF redemptions will apparently commence from November. I think currently you can pre-register in the app? And there is a 20% auto transfer bonus for 6 months once it commences.

Commonwealth Bank

Points have arrived in CommBank Yello - from 5 November 2026, you can opt in to automatic points transfers to Velocity.

www.velocityfrequentflyer.com