Credit Card Offers CommBank Ultimate Awards Card: 100K award points – potentially fee free

[prozac]

Depends on use case, but VFF has a better transfer rate and can also be timed with velocity bonuses

perhaps not when you have to pay $90 p.a. to do so

So what do you do. Transfer VFF to KF, or can VFF be used to redeem o/s bookings directly?

 

[ramamba]

So what do you do. Transfer VFF to KF, or can VFF be used to redeem o/s bookings directly?

either or, depends where you find availability. KF worked well for me in the past, however with the latest changes looks like the availability has also suffered. The game is constantly evolving, making it hard to predict, but I started valuing Velocity higher than QFF.