Citibank Bpay | Australian Frequent Flyer
Australian Frequent Flyer

Welcome to Australia's leading independent Frequent Flyer and Travel Resource since 1998!
Our site contains tons of information that will improve your travel experience.

Joining AFF is fast, simple & absolutely free - register now and take immediate advantage of these great BENEFITS.

Once registered, this box will disappear. And you will see fewer advertisements :)

Citibank Bpay

Status
Not open for further replies.

Flying Fox

AFF Supporter
Joined
Jul 13, 2006
Messages
2,679
Flights
My Map
Hi

As a first-time user of this forum, I just wanted some advice on the Citibank CCs and their Bpay option. I am looking to change from ANZ (standard card) to Citibank Silver due to lower fees and no points caps but I did read somewhere that their Bpay facility doesn't allow future dating of payments.

Can someone pls confirm whether this is correct?

Many thanks :D
 

one9

Active Member
Joined
Sep 14, 2005
Messages
599
Flying Fox said:
Hi

As a first-time user of this forum, I just wanted some advice on the Citibank CCs and their Bpay option. I am looking to change from ANZ (standard card) to Citibank Silver due to lower fees and no points caps but I did read somewhere that their Bpay facility doesn't allow future dating of payments.

Can someone pls confirm whether this is correct?

Many thanks :D
BEWARE OF CITIBANK
Their credit cards DO have points cap limits. Whilst I can't remember the limits, the limits are low - lower than CBA.
I find it very misleading that Citibank don't list that their cards have points capping anywhere in promotional/advertising material such as their website. all the other banks i have seen that have points capping make it clear in a disclaimer or something at the bottom of the page.

Someone made a complaint on this forum some time ago saying that the BPAY couldn't be future dated. I am not sure if this is still the case or if they have made an improvement.
 

drron

AFF Supporter
Joined
Jul 4, 2002
Messages
19,334
It is true that citibank do have point limits on their cards but not always policed.I have gone over the limit and kept the extra points but i would not count on it.
I can not future date payments on my citibank CC.
 

oz_mark

AFF Supporter
Joined
Jun 30, 2002
Messages
17,742
Flights
My Map
Citibank word it in such a way that they reserve the right to impose certain limits on the cards. Silver, gold and platinum each have their own limits
 

ksthommo

Active Member
Joined
Jul 4, 2004
Messages
696
Flying Fox said:
Hi

Bpay facility doesn't allow future dating of payments.

Can someone pls confirm whether this is correct?

Many thanks :D
Your right, no future dating of Bpay payments is available with Citibank
 

one9

Active Member
Joined
Sep 14, 2005
Messages
599
oz_mark said:
Citibank word it in such a way that they reserve the right to impose certain limits on the cards. Silver, gold and platinum each have their own limits
You have been mislead too. I am not sure about how they word it, but they do have limits. If you call them up, they can tell you the limits for each of the silver, gold and platinum over the phone. i think silver was something like 30,000, and platinum 120,000.

I have heard that they do not always enforce these caps, but I think this is more likely due to their crap computer software. If I was a big spender and I had a Citibank card, I would be prepared and ready to leave each month.
 

oz_mark

AFF Supporter
Joined
Jun 30, 2002
Messages
17,742
Flights
My Map
Here is the wording. The wording might not be what I said, but I believe the meaning is.

3.6 Citibank may at its absolute discretion choose to limit the maximum number of Reward points that may be awarded to each Account in any period of 12 months beginning from the day Your Account's annual fee (even if waived) is chargeable, but will not limit such reward points to less than

(i) Silver Account: 40,000 Reward points;
(ii) Gold Account: 60,000 Reward points;
(iii) Platinum Account: 120,000 Reward points.
 

Flying Fox

AFF Supporter
Joined
Jul 13, 2006
Messages
2,679
Flights
My Map
Hi all

Many thanks for all your replies. Answers all my questions perfectly.

I think that I will apply anyway as I normally use Amex first and Visa is only a backup card.

Thanks again.
 
Status
Not open for further replies.

AFF on Air Podcast

  • The Qantas Oneworld Award – AIR015
    Sat, 13 Jul 2019 02:07:50 AEST
      Learn how to fly around the world using your Qantas Frequent Flyer points as Matt chats to James Green, an award travel consultant at Frequent Flyer Solutions. This episode ...
  • Qantas Frequent Flyer Changes – AIR014
    Sat, 29 Jun 2019 00:40:35 AEST
      Last week, Qantas announced a major shake-up to its Qantas Frequent Flyer program. In this episode, former Head of Loyalty at Malaysia Airlines, Mark Ross-Smith, joins Matt ...
  • jb747’s Stellar Career with Qantas – AIR013
    Sat, 15 Jun 2019 03:00:41 AEST
      In this special edition of the podcast, Matt chats to John Bartels (a.k.a. jb747) about his flying career with Qantas, the A380, the QF30 incident, flight training, retirem ...
  • Cheap Virgin Australia Business Class – AIR012
    Sat, 01 Jun 2019 03:05:28 AEST
      Find out how to get cut-price Virgin Australia Business Class tickets by buying and redeeming Etihad Guest miles! This episode also includes some listener Q&A and an interv ...
  • Star Alliance Status – AIR011
    Sat, 18 May 2019 09:39:41 AEST
      Find out how to easily earn Star Alliance Gold status with several different frequent flyer programs! This episode also includes an interview with John Blom, Australia’s ...

Community Statistics

Threads
82,044
Messages
1,897,709
Members
49,889
Latest member
Willjet

Currently Active Users

Top