Citibank Bpay

Discussion in 'Open Discussion' started by Flying Fox, Jul 13, 2006.

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  1. Flying Fox

    Flying Fox Established Member

    Jul 13, 2006
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    Hi

    As a first-time user of this forum, I just wanted some advice on the Citibank CCs and their Bpay option. I am looking to change from ANZ (standard card) to Citibank Silver due to lower fees and no points caps but I did read somewhere that their Bpay facility doesn't allow future dating of payments.

    Can someone pls confirm whether this is correct?

    Many thanks :D
     

  2. one9

    one9 Active Member

    Sep 14, 2005
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    BEWARE OF CITIBANK
    Their credit cards DO have points cap limits. Whilst I can't remember the limits, the limits are low - lower than CBA.
    I find it very misleading that Citibank don't list that their cards have points capping anywhere in promotional/advertising material such as their website. all the other banks i have seen that have points capping make it clear in a disclaimer or something at the bottom of the page.

    Someone made a complaint on this forum some time ago saying that the BPAY couldn't be future dated. I am not sure if this is still the case or if they have made an improvement.
     
  3. drron

    drron Enthusiast

    Jul 4, 2002
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    It is true that citibank do have point limits on their cards but not always policed.I have gone over the limit and kept the extra points but i would not count on it.
    I can not future date payments on my citibank CC.
     
  4. oz_mark

    oz_mark Enthusiast

    Jun 30, 2002
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    Citibank word it in such a way that they reserve the right to impose certain limits on the cards. Silver, gold and platinum each have their own limits
     
  5. ksthommo

    ksthommo Active Member

    Jul 4, 2004
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    Cairns
    Your right, no future dating of Bpay payments is available with Citibank
     
  6. one9

    one9 Active Member

    Sep 14, 2005
    591
    8
    You have been mislead too. I am not sure about how they word it, but they do have limits. If you call them up, they can tell you the limits for each of the silver, gold and platinum over the phone. i think silver was something like 30,000, and platinum 120,000.

    I have heard that they do not always enforce these caps, but I think this is more likely due to their crap computer software. If I was a big spender and I had a Citibank card, I would be prepared and ready to leave each month.
     
  7. oz_mark

    oz_mark Enthusiast

    Jun 30, 2002
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    Here is the wording. The wording might not be what I said, but I believe the meaning is.

     
  8. Flying Fox

    Flying Fox Established Member

    Jul 13, 2006
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    Hi all

    Many thanks for all your replies. Answers all my questions perfectly.

    I think that I will apply anyway as I normally use Amex first and Visa is only a backup card.

    Thanks again.
     
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