Citi and bpay

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mickeymouse

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Afternoon,

Apologies if this has been asked before, but will i receive the same amount of points if i bpay from my citibank signature credit card compared to if i just pay with the card itself? thanks :)
 

burmans

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Afternoon,

Apologies if this has been asked before, but will i receive the same amount of points if i bpay from my citibank signature credit card compared to if i just pay with the card itself? thanks :)
Has worked fine for me in the past!
 

zainman

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Afternoon,

Apologies if this has been asked before, but will i receive the same amount of points if i bpay from my citibank signature credit card compared to if i just pay with the card itself? thanks :)

Yes you will.

Welcome to AFF Mickey :)
 

eltango

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A newbie question, since I have just learnt you can bpay using a credit card!!

By paying via bpay do you avoid those credit card surcharges? For example, paying my Telstra bill via bpay..?

Thanks in advance
 

doctau

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Telstra now lets you pay via PayPal, which lets you use a credit card, without any CC fees. As long as your happy to find PayPal evilness, you can get points without paying the fees :)
 

eltango

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Thanks guys. I am currently paying my Telstra bills via paypal. But how do you bpay via the credit card in general?
 

rweir

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via the citibank website. but only merchants who allow bpay from credit cards can be bpay'd from credit cards.
 

mrpooky

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Telstra now lets you pay via PayPal, which lets you use a credit card, without any CC fees. As long as your happy to find PayPal evilness, you can get points without paying the fees :)

I've heard about this before, but my Telstra bills don't mention PayPal as a payment option. Is there a special trick to it?

mrpooky.
 

timb11

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Hey Guys,

Apologies if this is a dumb question - are BPAY payments still afforded the (up to) 55 days interest free or are they treated like cash advances?

Many thanks
 

doctau

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Hey Guys,

Apologies if this is a dumb question - are BPAY payments still afforded the (up to) 55 days interest free or are they treated like cash advances?

Like normal charges in my experience. I don't know what would happen if you BPAYed someone that would be treated as "cash equivalent" for normal CC usage - maybe it's not possible to do at all?
 

casanovawa

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Pity when you bpay your credit card account you can't get points for it.. :)

Have to see if Vodafone allows for bpaying...
 

timb11

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So my understanding is that if the BILLER accepts BPAY payments from Credit Cards that the transaction would be treated as a BPAY payment, but if the biller does not accept BPAY from credit cards it may be processed as a cash equivalent transaction, what does everything think? I know this is how other banks such as ANZ do this.

Thanks
 

Beta4Me

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So my understanding is that if the BILLER accepts BPAY payments from Credit Cards that the transaction would be treated as a BPAY payment, but if the biller does not accept BPAY from credit cards it may be processed as a cash equivalent transaction.
No. If it doesn't accept credit cards for BPAY, it doesn't accept credit cards for BPAY. It just won't work and you'd have to use a bank account.
 

zainman

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No. If it doesn't accept credit cards for BPAY, it doesn't accept credit cards for BPAY. It just won't work and you'd have to use a bank account.

timb11 is correct. It will still work, but will be charged as a Cash advance. That's what happens with my ANZ CC's.
 

Beta4Me

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timb11 is correct. It will still work, but will be charged as a Cash advance. That's what happens with my ANZ CC's.
I didn't work for me with my Citibank. But, then again, Citi never works right... :(
Do you get charged a 2% cash advance fee with ANZ when doing one of those BPAYs?
 
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