Best Credit Card for Enrich

Discussion in 'Your Questions' started by Nuklear_Axis, Jan 31, 2007.

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  1. Nuklear_Axis

    Nuklear_Axis Newbie

    Jan 31, 2007
    3
    0
    Okay so my work are sending me to France (transferring in KL) for 6 weeks for a training course. And then back again through KL as well.

    I will be flying Malaysian airlines, (no choice in that).

    So I signed up for Enrich, which I should get at least a 1000 bonus points for doing that today which is good with their current offer.

    But I want to get myself a credit card, especially for using in Paris, but also back here in Perth so I can build up my points.

    So which is the best credit card out there, for Enrich. With decently low fees of course.

    As far as I can tell the Malaysia website mentions American Express, and Westpac cards. But I need a bit more detail than that. Westpac does seem to be mentioning bonus points when signing up as well, going up in the card type.

    Cheers in advance
     

  2. NM

    NM
    Moderator

    Aug 27, 2004
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    As far as I know, Amex is the only Australian CC that can transfer to MH Enrich (at a rate of 2 Amex MR points for 1 Enrich point).
     
  3. N860CR

    N860CR Established Member

    Nov 30, 2004
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    MAS are a Velocity partner so you could credit the points to Velocity and get a Velocity Visa or American Express (or both). Your return to Paris and spending on the card should be enough to get you some kind of decent reward (both the Visa and American Express are fee free for the first year, and potentially longer)
     
  4. Kiwi Flyer

    Kiwi Flyer Senior Member

    Sep 24, 2004
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    IIRC Amex is giving 15% bonus on transfers to MH Enrich. Not sure when that promo ends.
     
  5. serfty

    Moderator

    Nov 16, 2004
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    G'day, Nuklear_Axis , welcome to AFF ...

    AFAIK, NM is correct; however you must be enrolled in the Ascent MR program..
     
  6. Altair

    Altair Active Member

    Aug 22, 2006
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    Wellington
    Any of the Westpac Altitude cards will allow you to transfer to Enrich. I do not know the conversion rate, but for QF it is 2:1.
    There is a promotion at the moment where you get bonus points for card activation, 5K/10K/15K depending on which colour you choose. Note if you get an Amex companion card you get 3 Altitude points per $ Amex spend.
     
  7. Nuklear_Axis

    Nuklear_Axis Newbie

    Jan 31, 2007
    3
    0
    Yes I was reading about that on the Westpac website. Those bonus points would come in VERY handy in getting my up to my first reward that is for sure.

    Any idea on what the difference between the colours is? In terms of fees and rates and the like.

    So let me see if I understand how this works, you get two linked credit cards, and people try and use the AMEX one as much as possible because of the higher conversion. But AMEX isn't always accepted, which is why they have the other card, so even though you don't get as much, you still get some points.
     
  8. Evan

    Evan Established Member

    Dec 26, 2006
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    For your case you would want linked, but as a generalisation most people with a largish spend on CC's have a high earn card Amex usually but sometimes diners, then another card Visa/Mastercard for when you can't use Amex/Diners.

    Evan
     
  9. Altair

    Altair Active Member

    Aug 22, 2006
    803
    82
    Wellington
    OK what happens is you get a Altitude Mastercard, Master because they give the banks a better payback, which is your primary card ie. it will be used for linking your other WBC accounts for ATM access, card number used for paying off your credit card account. You then tick the option of getting an AMEX companion card, additional annual fee, which gives you extra points when you use it, AMEX pays the banks a lot more so they can offer the extra points. You will get one statement that will cover both cards and secondary card holders as well so you make one payment.
    I found that there are many places that accept AMEX and hardly use other card, WBC through Altitude also give lots of options to redeem points and they often have sales as well, I got some really good items after trawling through their quarterly catalogue.
    Regarding colours Standard (Blue) 5K, Gold 10K and Platinum 15K. The website has all the information you just need to click and read.;)
    Finally this thread may now be better placed in the Credit Card section, Westpac Altitude Rewards
     
  10. oz_mark

    oz_mark Enthusiast

    Jun 30, 2002
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    The conversion rate to Enrich is (or at least was last time I checked) the same as that for QF. That is 2 altitude point to 1 Enrich point.
     
  11. auriga

    auriga Active Member

    Nov 6, 2005
    806
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    another option is to credit the malaysian airline flight to virgin atlantic flying club. amex points can be converted to flying club as well.
     
  12. lovetravellingoz

    lovetravellingoz Senior Member

    Jul 13, 2006
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    mmmmm which is an earn rate of 1.5 effectively...is this for both people??? Is it for all cards...or just the plat?
     
  13. Nuklear_Axis

    Nuklear_Axis Newbie

    Jan 31, 2007
    3
    0
    At the moment I'm really considering Danielribo's idea about putting the points towards Velocity and grabbing a NAB credit card for the trip.

    I'm not very impressed with MA domestic flights for Australia, and would have to spend bigtime points to get a international flight.

    Where as if I go with Velocity I'll pretty much have a free flight to say Broome ready for my holidays this year just based from this one trip.

    Which doesn't sound too bad to me.
     
  14. Altair

    Altair Active Member

    Aug 22, 2006
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    Wellington
    #14 Altair, Feb 8, 2007
    Last edited: Feb 8, 2007
    Westpac Altitude Visa or Mastercard (Standard/Gold/Platinum): 1 Altitude point per $ spend.
    Westpac Altitude Amex Companion card (Standard/Gold): 2 Altitude points per $ spend.
    Westpac Altitude Amex Companion card (Platinum): 3 Altitude points per $ spend.
    Conversion to QF is 1 FP for every 2 Altitude points.
    According to oz_mark MA is 1 Enrich point for every 2 Altitude points.
    I do not know what the NZ conversion is.
    (Edit for spelling)
     
  15. oz_mark

    oz_mark Enthusiast

    Jun 30, 2002
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    According to the Altitude Terms and Conditions (Westpac Internet -Altitude Terms and Conditions)


     
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