Most of those who have been here for a while would suggest this AFF rule #1.Wow. Pays to be familiar with the Ts and Cs.
Most of those who have been here for a while would suggest this AFF rule #1.Wow. Pays to be familiar with the Ts and Cs.
More hoo hah in getting a few grand on this card than our old home loan though. Hate to think the hoops you have to go through theses days, I remember when I didn’t have a brass razoo and I was getting credit cards thrown a me!
Agree to an extent but it did not deter me. Only stuff up for me was a 6 day wait awaiting approval and receiving an email that shouldn’t have been sent to me.I was thinking about applying for this one, but after reading the bad experiences of a lot of users on this thread, I think I'd be best served avoiding it... Seems like a really bad process with staff calling up constantly and asking random Q's that I've never heard of being an issue on other C'card apps... Disappointing as the deal is quite good.
I don't know about others, but in all fairness some of the bother was caused by computer glitches, most of the Qs and A's that we were asked were done by very very pleasant people, with fantastic attitude, helpful and positive.I was thinking about applying for this one, but after reading the bad experiences of a lot of users on this thread, I think I'd be best served avoiding it... Seems like a really bad process with staff calling up constantly and asking random Q's that I've never heard of being an issue on other C'card apps... Disappointing as the deal is quite good.
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Note you can't set a PIN until the card is activated, so if you use Google Pay or Apple Pay, you'll need to stick to sub-$100 purchases until you have activated the card.
Interesting, I didn't think it would do that given that usually only a signature is required if it can't authorise online. But it makes sense, really.I think you're alright with Apple Pay at least...even after I'd got the physical card, I hadn't activated or set a PIN, and used Apple Pay to make a $300 payment OK. Strangely the EFTPOS terminal just spat out a receipt and asked for a signature, which I've never seen with Apple Pay before.
Isn't it 75,000? Not sure where I read it.What's the minimum income requirement on this card? It's not obvious from the offer page on the BW website.
Yes it is a bit slack. You'd think if there was a massive backlog that 1) they'd know it was going to happen when marketing a 'deal' product 2) they'd prepare extra staff to deal with the extra advertising 3) they'd have 'backup' staff...I know, they have to be trained,...to come into the picture if things start getting a little frenetic, like it did...say ...about 4 weeks ago? 4) they'd tighten up their process a bit, so I didn't keep getting random emails asking for random things, AFTER I've been conditionally approved, and rung up already saying it was approved, and having been expecting the cards for DAYS now, still haven't, and still getting random emails which I reply to, and no one responds. ergh.I lodged an application last week including completing ID checks and payslips.
Called today to follow up as I got an email asking to confirm ID. Was told they have a backlog of about 8 business days and to expect to keep getting the automated emails until someone reviews the application.
Pretty poor.
There are some of us here who are not popular with Bankwest due to benefiting quite well from another product of theirs. This has meant they’re not keen on giving us the banking product again.... is this carrying over to the credit card as well?
There are some of us here who are not popular with Bankwest due to benefiting quite well from another product of theirs. This has meant they’re not keen on giving us the banking product again.... is this carrying over to the credit card as well?
I tried it with Google Pay, got asked for a PIN number (which I didn't have) so ended up using another card.Interesting, I didn't think it would do that given that usually only a signature is required if it can't authorise online. But it makes sense, really.
I imagine Google Pay would do the same.