Balance transfer from AMEX | Australian Frequent Flyer
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Balance transfer from AMEX

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blingy90

Member
Joined
Apr 23, 2013
Messages
354
Hi all,

I had a general enquiry re a balance transfer from an AMEX card.
If i was to go ahead and do this, this wouldn't affect any points/point balance nor the card in itself?
Im sure it wouldn't - just wanted to confirm prior.

Apologies if not the best place for this thread

Cheers.
 

JohnK

Veteran Member
Joined
Mar 22, 2005
Messages
41,655
There are no interest free days on purchases if there is any balance on the card including balance transfers. There wouldn't be any issues earning points.
 

blingy90

Member
Joined
Apr 23, 2013
Messages
354
There are no interest free days on purchases if there is any balance on the card including balance transfers. There wouldn't be any issues earning points.
So just to clarify,
If I complete a balance transfer from card A (in this case Amex) to card b (from another institution)...

I can continue on using my Amex as per normal, earning points and with normal interest-free period.

Whereas card b (where I transferred the balance too) would have zero-interest free days on any new purchases.
*my intention is to never use this card. Put it away and pay off the balance during the 0% period
 

JohnK

Veteran Member
Joined
Mar 22, 2005
Messages
41,655
That is correct.

If you balance transfer from card A to card B, the balance transfer is treated as a payment to card A and you can continue earning points on card A.
 
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