Does anyone know of an annual travel insurance policy that covers the lost/damaged baggage, delays and cancellation etc and medical cover en-route but not the medical cover at the destination?
To put it simply, I'd like to get a policy that covers all the 'normal' components of travel insurance MINUS the medical cover at the destination (because I'll have a separate expat medical insurance policy).
A single trip policy is not a very good option for me because I don't know how long each trip will be, invariably resulting in either overpayment or having to get it extended at a greater costs. Most annual policies are also not a good option because my trips are likely to exceed 60/90 days that are usually on offer, resulting in needing a top-up/extension at a higher cost. What I would like to get is a flexible annual policy that can accommodate longer trips, I guess.
If you know of any company that offers a somewhat weird policy like this, please let me know.
To put it simply, I'd like to get a policy that covers all the 'normal' components of travel insurance MINUS the medical cover at the destination (because I'll have a separate expat medical insurance policy).
A single trip policy is not a very good option for me because I don't know how long each trip will be, invariably resulting in either overpayment or having to get it extended at a greater costs. Most annual policies are also not a good option because my trips are likely to exceed 60/90 days that are usually on offer, resulting in needing a top-up/extension at a higher cost. What I would like to get is a flexible annual policy that can accommodate longer trips, I guess.
If you know of any company that offers a somewhat weird policy like this, please let me know.