ATO (tax office) payments by credit card

[Leroy87]

Hey folks.

Individual tax payer here with a chunky ATO bill to settle. I managed to clear something similar last year with a huge stack of the $250 fee-free Coles Mastercards but that offer seems to have vanished.

Does anyone know if you can use Qantas Pay to pay the ATO and earn the 1pt per $4?
If you can, it should (?) be fee free.

Compared to the 2% ish options elsewhere for individuals using an AMEX (I don't have Zip) it seems like a reasonable deal. Accumulate a bunch of points at no cost.

Has anyone done it before?

 

[goldenhorn]

Sorry, I don’t know about Qantas pay. I use pay. com.au to pay my tax bills.

 

[Chorizo]

Sorry, I don’t know about Qantas pay. I use pay. com.au to pay my tax bills.

Do you use pay.com.au to pay personal tax or business tax? Last time I look at their service it did not seem to offer a pathway for personal PAYG tax payments.

 

[goldenhorn]

Do you use pay.com.au to pay personal tax or business tax? Last time I look at their service it did not seem to offer a pathway for personal PAYG tax payments.

Primarily business but I have paid personal tax bills with it too. Maybe you need to set it up as a business account first I’m not sure but that’s how I set mine up first.

 

[Obi-run Kenobi]

Hey folks.

Individual tax payer here with a chunky ATO bill to settle. I managed to clear something similar last year with a huge stack of the $250 fee-free Coles Mastercards but that offer seems to have vanished.

Does anyone know if you can use Qantas Pay to pay the ATO and earn the 1pt per $4?
If you can, it should (?) be fee free.

Compared to the 2% ish options elsewhere for individuals using an AMEX (I don't have Zip) it seems like a reasonable deal. Accumulate a bunch of points at no cost.

Has anyone done it before?

This is from the Qantas Pay PDS. No free lunches, unfortunately.

 

[Flyerwin]

I am still using Sniip.

 

[blacksultan]

This is from the Qantas Pay PDS. No free lunches, unfortunately.

View attachment 477589

Get a good US card .

 

[Duffa]

Get a good US card .

I've never understood this concept
Pay an Australian bill with a US card, there will be international transaction fees.
Then will be Forex fees, paying off the US card from an Aussie bank account.
Surely that will make the points hugely expensive?

Unless you have an income source in USA?

 

[levelnine]

I've never understood this concept
Pay an Australian bill with a US card, there will be international transaction fees.
Then will be Forex fees, paying off the US card from an Aussie bank account.
Surely that will make the points hugely expensive?

Unless you have an income source in USA?

No forex fees on most US cards. US cards award sign-up bonuses that an Australian card user could only dream of.

 

[goldenhorn]

Get a good US card .

Do you happen to know any resources for getting a US card or applying from AU?

 

[georgie23]

Do you happen to know any resources for getting a US card or applying from AU?

Thread 'Strategy to obtain US Amex'

Nov 20, 2018

This will take time & patience, so either “Patience hurry up” or “Hurry up & wait”. This has not been tested & is a strategy that might work to obtain a US Amex Plat Business Charge Card with a USD$450 annual fee. The Australian version is quite a hefty annual fee in excess of AUD$1500.

Building credit:

Open a BofA checking account & obtain a secured credit card. It can be done in 15 mins and all you need is a passport and driver licence. Deposit USD$2200 into checking account, by keeping a balance of above USD$1500 so you will incur no monthly banking fees. Obtaining a secured credit...

• ithongy
• Replies: 13,318
• Forum: American Express

• 

Lots of reading but a great source

 

[Waddygib]

No forex fees on most US cards. US cards award sign-up bonuses that an Australian card user could only dream of.

Wouldn't you still he paying a spread on the forex? Would be surprised if it wasn't at least 1%......

 

[levelnine]

Wouldn't you still he paying a spread on the forex? Would be surprised if it wasn't at least 1%......

Depends on the card issuer. Chase & Amex tend to charge a hidden spread in the ballpark of 0.5-1% on foreign transactions.

 

[Obi-run Kenobi]

Thread 'Strategy to obtain US Amex'

Nov 20, 2018

This will take time & patience, so either “Patience hurry up” or “Hurry up & wait”. This has not been tested & is a strategy that might work to obtain a US Amex Plat Business Charge Card with a USD$450 annual fee. The Australian version is quite a hefty annual fee in excess of AUD$1500.

Building credit:

Open a BofA checking account & obtain a secured credit card. It can be done in 15 mins and all you need is a passport and driver licence. Deposit USD$2200 into checking account, by keeping a balance of above USD$1500 so you will incur no monthly banking fees. Obtaining a secured credit...

• ithongy
• Replies: 13,318
• Forum: American Express

• 

Lots of reading but a great source

Has anyone here actually applied this strategy successfully?

 

[Waddygib]

Easy enough to test; do a round figure (like $5) donation to red cross, and see what it appears as on your statement. Compare to the mid rate of the exchange rate that day, and you have your answer.

I just did this the other way round (donated in US$, exchange rate today is 0.6535). I'll report back once it appears on my statement.

 

[georgie23]

Has anyone here actually applied this strategy successfully?

A whole thread of us have - not a quick adventure and lots of patience needed