Now that I'm shelving my fee-free for life Citi Signature card, I'll be taking advantage of a 0% for 12 months balance transfer as a cheque to my mortgage offset. I've also been approved for a StGeorge card which has 0% for 18 months, with a balance transfer of roughly the same amount. While I could just ask for the cheque from Citi and then activate the StGeorge card, so I get it for 18 months, why not double up?
I think one possibility are to get a cheque from Citi, do the BT to StGeorge, then ask Citi for another cheque. Anyone know if they would do two in quick succession, if I paid the first one off?
Another possibility is doing to BT to StGeorge first, leaving me with -80% and then seeing if I can get a cheque for 160% of my limit to take me up to 80% used. Anyone know if that is possible? The citi terms say that the BT (as a cheque) can't be more than my available credit - but I don't know if I'd temporarily have >100% available credit.
I think one possibility are to get a cheque from Citi, do the BT to StGeorge, then ask Citi for another cheque. Anyone know if they would do two in quick succession, if I paid the first one off?
Another possibility is doing to BT to StGeorge first, leaving me with -80% and then seeing if I can get a cheque for 160% of my limit to take me up to 80% used. Anyone know if that is possible? The citi terms say that the BT (as a cheque) can't be more than my available credit - but I don't know if I'd temporarily have >100% available credit.