I signed up late last year when they had 16000 FF points for joining.. Used it 3 times and have now cut up the card.lordearl said:Does anybody here use the ANZ Frequent Flyer Visa? Do the benefits outweigh the large annual fees and interest?
It's really a personal choice lordearl. I have an ANZ FF Gold card (from when I was working for them, was on reasonable deal), but will be reviewing (and probably ditching in preference of something else) it soon. I have redeemed J class return award tickets to NZ and Japan that I would not have been able to do without having the card. Being gold, it is 2500 pts per month rather than 1500 (and probably higher fees :shock: ), and was more generous than that in the past.lordearl said:In terms of actual flights, does anyone really benefit from having the Frequent Flyer Visa Card? eg. 1500 pts per month, is this even anything useful?
This is my circumstance as well. I didn't want the card, but didn't have a choice because it was part of the home loan package. I only use it when I really have to.vt said:This is my combination:
AMEX Rewards Maximiser on all items
Where AMEX not accepted or surcharged, I have the ANZ Frequent Flyer Card.
Also, I use the ANZ FF Card when I can get Bonus points.
As I get the card as part of my homeloan package, the costs of the card are cloudy.
The value is a personal choice - Work out how long it'll take you to earn enough points for the flight you want, look at the annual fee over that timeframe and see if you're better off with a free credit card and using the annual fees to buy the flight.lordearl said:yeah I have a homeloan with them too. The card seems to be of reasonable value. Are most of you looking to get enough points for international flights, or is the card really not good value for ppl just wanting to cash in on the odd domestic flight every now and then?
When I cancelled my ANZ card some time back, they asked why I was closing it, then gave me some advice on negotiating a good deal at Westpac(!) and said bye to me. No attempt at keeping me or anything.chrisb said:I have also recently cancelled my ANZ FF Gold and moved to the Earth+. At roughly half the annual fee, no cap and double points until November, I figured it was worth a shot.
I have a homeloan and the Gold card with ANZ - I gave them 2 chances to stop me cancelling the card - The only thing they said was "yes, there are better value cards out there" and closed my account. No attempt was made to keep me from leaving.
I think it sums up ANZ's complete disregard for this card and its customers.
ANZ is a strange entity! In March/April I applied for the ANZ visa card (?) when they were offering 15,000 QFF points and my application was rejected.oz_mark said:Later on I started getting letters inviting me to apply for an ANZ card again ("We noticed you closed your account...").
Banks are such strange entities.
This is normal behavoir for ANZ whenever their marketing does a sweep detects an SG without an ANZ Qantas card.JohnK said:... I am getting at least one letter from them a month inviting me to apply for an ANZ credit card.
But surely they have some mechanism in place that informs them that said person has already been refused credit in the last x months.serfty said:This is normal behavoir for ANZ whenever their marketing does a sweep detects an SG without an ANZ Qantas card.
The tasls of Marketing and Diligence are generally performed by different departments within a financial institutions.JohnK said:But surely they have some mechanism in place that informs them that said person has already been refused credit in the last x months.