AMP has an AMEX credit card on issue. It provided good value with no annual fee (if you spend more than $10K), no rewards fee, etc. It is now bought over by AMEX itself. Only disadvantage ids the Ascent rewards fee. In the first year it will be $35 and then $55. It was a great card. I got 10,000 points just for getting the AMP card as a founder member. But can't pay $55 for loyalty. Here goes another card. I will cancel this when it comes for renewal. Then I will get the CPA Amex gold card - no annual fee, no rewards fee, 1.5 points per dollar for a short time.