Hi guys.
Thought i'd run this one by your ever so knowledgeable heads...
I applied for a amex platinum credit card a few weeks ago and was told all approved on the 30th May and should expect it any day now.
I then decided the business platinum business card (https://www.americanexpress.com/australia/SmallBusiness/cards/default.shtml?au_nu=subtab) would be a good move for the business to start racking up some points and kept solely for business could write off the annual fee. Applied last weekend, and called (after hours) today to be told the application was declined but need to call back tomorrow for the reason.
I was extremely surprised at this as i thought any old joe could get one of these if they were stupid enough to pay the $1200 annual fee!!! It seems not! Myself and business certainly meet all the necessary requirements for the card so all i could come up with is that maybe they didn't like me applying for the charge card so soon after getting a separate amex card?? But again, strikes me as odd as the platinum credit card obviously isn't a business card.
any thoughts? i'm annoyed they declined me - keen to hear why!
thanks for reading!
Thought i'd run this one by your ever so knowledgeable heads...
I applied for a amex platinum credit card a few weeks ago and was told all approved on the 30th May and should expect it any day now.
I then decided the business platinum business card (https://www.americanexpress.com/australia/SmallBusiness/cards/default.shtml?au_nu=subtab) would be a good move for the business to start racking up some points and kept solely for business could write off the annual fee. Applied last weekend, and called (after hours) today to be told the application was declined but need to call back tomorrow for the reason.
I was extremely surprised at this as i thought any old joe could get one of these if they were stupid enough to pay the $1200 annual fee!!! It seems not! Myself and business certainly meet all the necessary requirements for the card so all i could come up with is that maybe they didn't like me applying for the charge card so soon after getting a separate amex card?? But again, strikes me as odd as the platinum credit card obviously isn't a business card.
any thoughts? i'm annoyed they declined me - keen to hear why!
thanks for reading!