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AmEx cards issued by banks

hossein_au

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May 2, 2013
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Hi there,
I wonder if someone(s) can help me identify the issuing bank(s) for some AmEx cards. There are three AmEx cards starting with 377749xxxx that show up in my credit report as 'open', but I know I have closed ALL my AmEx cards years/months ago (the last lot were closed late last year). How do I know which bank has issued them so that I can contact them and get a confirmation letter they are indeed closed?
 

Coops1

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Thanks you.

I'll give them a call (although I do not recall ever having three separate AmEx cards by ANZ).
I did......when annual fees where free.....swapping between the frequent flyers and rewards cards every 12-18 months. Maybe you did the same. Although mine always updated to closed.
 

hossein_au

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May 2, 2013
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Just called ANZ; they advised 377749xxxxx are not their cards :-(

Edit: But a search shows 377749 is indeed IIN/BIN assigned to ANZ for AmEx cards! Don't know where to go from here :-(
 
Last edited:

hossein_au

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I did......when annual fees where free.....swapping between the frequent flyers and rewards cards every 12-18 months. Maybe you did the same. Although mine always updated to closed.
No, I only ever had one ANZ FF and AmEx combo cards, which I cancelled a while back. Not sure why I have three AmEx (377749xxxx) cards reported 'open' on my credit report. I contacted Equifax to have this fixed, but have not heard ANYTHING back :-(
 

hossein_au

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Did you have any issued in America, could there be a cross over there as Equifax is a US company?
No, no issue in the US. I have a pristine credit report (and score) in the US.

377749xxxx seems to be IIN/BIN assigned to ANZ. Called ANZ again but they confirmed they have no record of these cards in their system!
 

Spongbob

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Sep 11, 2011
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If I recall correctly, ANZ ceased issuing AMEX branded cards in August 2017 (about the same time as many other Australian banks did the same).

And for what is it worth, my ANZ issued AMEX card was numbered 377767xxxx.
 

woodborer

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Nov 17, 2013
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I didn't know the Amex cards appeared separately from the Visa/MC on the credit report. My Westpac one never did.
 

hossein_au

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If I recall correctly, ANZ ceased issuing AMEX branded cards in August 2017 (about the same time as many other Australian banks did the same).

And for what is it worth, my ANZ issued AMEX card was numbered 377767xxxx.
Yes, I had the cards years ago, an closed the account years ago. But it still shown in my credit report as open!

any idea which bank issued 377749xxxx cards?
Post automatically merged:

I didn't know the Amex cards appeared separately from the Visa/MC on the credit report. My Westpac one never did.
They are reported totally independently on my credit report; no indication whatsoever any of the AmEx cards were ‘companion’ card.
 

Spongbob

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Sep 11, 2011
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I didn't know the Amex cards appeared separately from the Visa/MC on the credit report. My Westpac one never did.
With my ANZ cards, both were on the same account with usage showing on the one account statement. That might have also been the case with Westpac?
 

hossein_au

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With my ANZ cards, both were on the same account with usage showing on the one account statement. That might have also been the case with Westpac?
As far as I remember, they all (used to) have the same account/statement. I was referring to my Equifax credit report which shows them as totally separate entries (no indication whatsoever they are/were a combo set of cards.
 

oz_mark

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As far as I remember, they all (used to) have the same account/statement. I was referring to my Equifax credit report which shows them as totally separate entries (no indication whatsoever they are/were a combo set of cards.
Does it actually say who issued the cards?
The combo accounts were a single account, so should only have one entry.
Did you have any directly issue Amex cards?
 

hossein_au

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Does it actually say who issued the cards?
No, no indication of who the issuer was. It just says American Express 377749XXXXX

The combo accounts were a single account, so should only have one entry.
I have had a few combo accounts from different banks, but no indication of any link between any of the cards I have ever held.

Did you have any directly issue Amex cards?
Sure have. They said 377749XXXX is not one of their numbers, and there is no record of any such card(s) in the profile they have on me.
 

Spongbob

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Sep 11, 2011
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Somewhat off topic, but 2 cards on the same account would not mean an increase in credit limit; so perhaps that is why the second AMEX card does not appear on a credit score.
 

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