AMEX - cancellation before first annual fee

Discussion in 'American Express Rewards' started by Smithy789, Aug 13, 2018.

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  1. Smithy789

    Smithy789 Junior Member

    Dec 12, 2007
    My mate has received brand new AMEX Explorer card.
    The bonus points for meeting the spend requirement have landed, and the $400 travel voucher is also present.
    The annual fee doesn't yet appear on the account, and may not appear for another few weeks.
    Does anyone know: Will the annual fee will still be payable if he moves the points out, spends the travel voucher and seeks to close the account?
    Is it an 18-month waiting period for new cards?

    Many thanks!

  2. robbo135

    robbo135 Junior Member

    Mar 16, 2017
    The annual fee gets charged in the first billing cycle, and your 'mate' will be liable for the annual fee. No such thing as a free lunch...
    • Like Like x 2
    • Agree Agree x 1
  3. liuyz

    liuyz Intern

    Jan 11, 2018
    Generally, you will have 1 month from the billing date of the annual fee to cancel for you/mate to get the full fee back, provided that the travel credit is not consumed.

    Not sure about the bonus points.
  4. jamestran84

    jamestran84 Junior Member

    Jun 30, 2018
    you can get the points and avoid the fee if you are fast enough to transfer out, but not the travel voucher.
  5. Jellyfish

    Jellyfish Newbie

    Aug 23, 2018
    Hi I have an amex explorer and my annual fee is not due until Dec-18. However I already received the new travel credit, used the old travel credit earlier this year. If I use the new travel credit right now and cancel the card this month, will I get charged for the annual fee?

    SOPOOR Established Member

    Jan 12, 2009
    One of my relatives about 12 months ago. Signed up. Got bonus. Didn't use travel and cancelled and was never charged the fee.

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