AMEX - cancellation before first annual fee

Discussion in 'American Express Rewards' started by Smithy789, Aug 13, 2018 at 5:03 PM.

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  1. Smithy789

    Smithy789 Junior Member

    Dec 12, 2007
    41
    1
    5
    My mate has received brand new AMEX Explorer card.
    The bonus points for meeting the spend requirement have landed, and the $400 travel voucher is also present.
    The annual fee doesn't yet appear on the account, and may not appear for another few weeks.
    Does anyone know: Will the annual fee will still be payable if he moves the points out, spends the travel voucher and seeks to close the account?
    Is it an 18-month waiting period for new cards?
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    Many thanks!
     
  2. robbo135

    robbo135 Junior Member

    Mar 16, 2017
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    1
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    The annual fee gets charged in the first billing cycle, and your 'mate' will be liable for the annual fee. No such thing as a free lunch...
     
    • Like Like x 1
    • Agree Agree x 1
  3. liuyz

    liuyz Intern

    Jan 11, 2018
    51
    0
    5
    Generally, you will have 1 month from the billing date of the annual fee to cancel for you/mate to get the full fee back, provided that the travel credit is not consumed.

    Not sure about the bonus points.
     
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