Re: David Jones Amex 30K MR or 22500 QFF bonus signup until 7Oct, instore, $99 annual
Does anyone know if I put the account in credit will I still earn points on transactions? So if my limit is $10,000, and I put the card $10,000 into credit and make a $20,000 transaction will I earn points on the whole $29,000 or just the $10,000 credit limit.
YOU BAD!! (will explain my stupidity! )
Please DON'T even put your account 1 friggin cent in credit! As the DJ amex accounts department 10000000% dislike anything in the form of account credit!
How do I know this? Somehow I managed to put my account in credit, thought nothing of it and made a purchase... ($2k+)......
Rejected......
Rang them up, bla bla bla
Your DJ card is NOT a card where you can put extra cash into and treat it as a debit/savings/rainy day account (ie: spare funds so you don't get rejected if 20c over the transaction limit!).
Bloke said my account was actually SUSPENDED! due to being in credit (them owing me a tiny pinsy cash amount!)...
Spoke to the department dealing with it, changed my account back to "spendable again", and said that you cant have it in credit, its only allowed to be a debt, as it's a credit card, not a savings card (not acual quote)...
Weird thing is, there didn't really seem to be a debt cap on my spending (3k limit, and reached; but available balance says either 3k or 6k quite often!).
(Edit: spelling)