Strategy to obtain US Amex

[blacksultan]

Chase asked me to provide itin letter with current date as original was issued in 2022.

 

[Grrr]

Chase asked me to provide itin letter with current date as original was issued in 2022.

How are you going to do that ?!

 

[blacksultan]

How are you going to do that ?!

Since it is expired for non use . I can’t ask for a replacement with fresh date . Need to apply for renewal and file return . There is another substitute document. Which they could accept . All info is online .

 

[albyd]

Is this for a new application or have you been a customer in good standing for a long time and they’ve randomly asked for this again? Have they frozen all your Chase accounts in the interim? (I’m assuming you have other Chase accounts).

 

[blacksultan]

Is this for a new application or have you been a customer in good standing for a long time and they’ve randomly asked for this again? Have they frozen all your Chase accounts in the interim? (I’m assuming you have other Chase accounts).

For new applications. 5 ?chase cards already . This is for verification.

 

[blacksultan]

For new applications. 5 ?chase cards already . This is for verification.

No freezing

 

[albyd]

Thanks for clarifying. My ITIN has likely expired so I'll need to refresh my ITIN letter accordingly. I recall at the start of my relationship with Chase, they did freeze all my accounts and logins and wanted me to go into a branch. Luckily, the banker at the branch remembered me and got it all unlocked. i had transferred my money out of chase but it's now my main banking hub so would hate for that to happen again.

I'm otherwise not looking to make another application with Chase or elsewhere at this time. if they need a "fresher" ITIN letter, I'd start to prepare it accordingly.

 

[blacksultan]

Thanks for clarifying. My ITIN has likely expired so I'll need to refresh my ITIN letter accordingly. I recall at the start of my relationship with Chase, they did freeze all my accounts and logins and wanted me to go into a branch. Luckily, the banker at the branch remembered me and got it all unlocked. i had transferred my money out of chase but it's now my main banking hub so would hate for that to happen again.

I'm otherwise not looking to make another application with Chase or elsewhere at this time. if they need a "fresher" ITIN letter, I'd start to prepare it accordingly.

Yeah do that as if will take a while to receive . There is a substitute that won’t show it’s expired , not sure if they will accept it though .

 

[GDale]

I have one existing Chase card and have been to hell and back trying to get another one - they keep requesting different combinations of name, date of birth, itin, and address verification, but always end up rejecting it and sending a letter to my account claiming victory on my behalf for blocking a suspected fraudulent attempt at using my identity... And calling recon/fraud teams have done nothing to help. I went into a branch recently to get this resolved but apparently because my card is one of the cobranded ones, all the staff can do is call the same teams for me. Very very annoying! At least the existing card still works just fine.

 

[DC3]

… they keep requesting different combinations of name, date of birth, itin, and address verification, but always end up rejecting it and sending a letter to my account claiming victory on my behalf for blocking a suspected fraudulent attempt at using my identity... And calling recon/fraud teams have done nothing to help. I went into a branch recently to get this resolved but apparently because my card is one of the cobranded ones, all the staff can do is call the same teams for me …

Yes, Chase is very good with doing all that stuff.

 

[albyd]

I have CSR and Business ink. Earlier this year had applied for business CSR and refused my limits as I didn’t need them. Was declined as had too much credit apparently. Just product changed from CSP to CSR (blew up the SUB for CSR and didn’t get the 200k for business variant. I think the personal is the better card for my needs than the business variant.

 

[Grrr]

but always end up rejecting it and sending a letter to my account claiming victory on my behalf for blocking a suspected fraudulent attempt at using my identity

Same problem here - I've given up on Chase

 

[Tiki]

Just called after annual fee posted to Barclays Hawaiian. No offers to waive the fee so I closed it. Honestly, I can't see me keeping any airline co-branded cards except for the free UA one so I be doing this with Citi AA in a couple months. I'm over 5/24 until next August, only other card that is vaguely interesting is B of A Atmos but that can wait until 4th quarter 2027.

 

[metaphase]

I have one existing Chase card and have been to hell and back trying to get another one - they keep requesting different combinations of name, date of birth, itin, and address verification, but always end up rejecting it and sending a letter to my account claiming victory on my behalf for blocking a suspected fraudulent attempt at using my identity... And calling recon/fraud teams have done nothing to help. I went into a branch recently to get this resolved but apparently because my card is one of the cobranded ones, all the staff can do is call the same teams for me. Very very annoying! At least the existing card still works just fine.

Oh damn, I was planning to apply for the IHG in person in a Chase branch next year after a rejection for an online application, didn't realise they couldn't deal with cobranded ones. Is there a decent Chase-only one to get and would that then increase chances for IHG after that?

 

[nthd_nthd]

P2 got rejected for Chase Sapphire Business card as well for 3/24, HUCA a few times, same 3/24 rule - new Chase rule for Sole Prop. My IHG Business application also got declined HUCA to offer move credit and the person was ok for me to move Credit but they could not identified me even though I could received their OTP and was asked to go to branch.

Dont be like me when applying for Cap1, Got approved for Cap 1 Venture Business, called and asked if they could expedite it but now card got blocked, and I was requested to submit documents.

Chase asked me to provide itin letter with current date as original was issued in 2022.

When did you get your ITIN? I better put in some tax return this year.

 

[Grrr]

I was requested to submit documents

What did they ask for ?

 

[nthd_nthd]

What did they ask for ?

Proof address and ID. Not sure of result yet as I just submitted. Will update on how it goes

 

[Grrr]

Proof address and ID. Not sure of result yet as I just submitted. Will update on how it goes

Did you ask for it to be sent to Aus ? Or do you think the request for expedited send to a US address triggered them to block you ??!