MEL_Traveller
Veteran Member
- Joined
- Apr 27, 2005
- Posts
- 30,144
The challenge with a OWA would be making the case that you had lost points after you had taken your first flight. The sectors within the award are not easily divisible into component points.
Agree, but the insurance companies will have a way of calculating that, quite possibly that they would price it at the cost to complete your itinerary. This would be no different to a paid RTW ticket where the insurance company would compensate you, or return you home, as part of the insurance claim.
Allianz for example compensates for lost FF points on the basis of an equivalent booking as you had redeemed for your FF points. So if you were half way through a OWA, they would calculate an equivalent paid return to Au.
Of course the insurance company could choose to use part of that payment towards other costs for your trip resumption or return home, depending on your circumstances.