New earth credit promotion?

[diesmile]

just went to check out the earth credit card, and found out the following new promotion

with earth: annual fee:75, u get 10000 points, and earth+, annual fee 125, u can get 15000 points.

i am intersted in the earth card, so basiclly 1 dollar per 133 points, and free qantas membership.

what do u guys think?

currently i am holding amex gold and city gold.

also i dont' care about interst rate and will no need any balance transfer. also i intend to cancel the membership after 1 year.

 

[straitman]

just went to check out the earth credit card, and found out the following new promotion

with earth: annual fee:75, u get 10000 points, and earth+, annual fee 125, u can get 15000 points.

i am intersted in the earth card, so basiclly 1 dollar per 133 points, and free qantas membership.

what do u guys think?

currently i am holding amex gold and city gold.

also i dont' care about interst rate and will no need any balance transfer. also i intend to cancel the membership after 1 year.

diesmile,

Welcome to AFF.

There is another current thread here about people who have earth cards who have or are planning to cancel their cards. This is due to the T&C being gradually watered down.

In your situation of not transferring a balance and planning to cancel after 12 months it seems OK. The only real down side that I see is the extra credit check that will show up though this may, or may not be an issue for you.

 

[diesmile]

i wonder if there is anyway to reduce the sign up fee.

 

[oz_mark]

it used to be that many of the cards waived the first year fees as part of gettin you to sign up, but these seem fewer these days. You may be able to get a waiver through the bank based on spend, or as part of an overall package, but even then waivers on credit cards with awards look to be thin on the ground.

 

[straitman]

i wonder if there is anyway to reduce the sign up fee.

diesmile,

It was fee free in year one though this appears to be gone as one of the enhancements :!: :shock:

 

[diesmile]

oh well, i guess i will give them a ring and see. btw, is qantas ff membership fee one time thing? also is the points kept alive as long as i get some more points every 3 years?

 

[serfty]

oh well, i guess i will give them a ring and see. btw, is qantas ff membership fee one time thing? also is the points kept alive as long as i get some more points every 3 years?

QFF membership is a "one time thing"; free if you do not live in Oz/NZ.

And, yes, point activity at least once ever 3 years will keep ones account 'active'.

 

[bati]

anyone know of any fee free visa card with FF points?

 

[schomers87]

Just cancelled, didn't offer another year of no annual fee

 

[oz_mark]

Just cancelled, didn't offer another year of no annual fee

Given the way the banks are travelling at the moment, this does not really surprise me.