Woolworths Qantas CC for ATO bills | Australian Frequent Flyer
Australian Frequent Flyer

Welcome to Australia's leading independent Frequent Flyer and Travel Resource since 1998!
Our site contains tons of information that will improve your travel experience.

Joining AFF is fast, simple & absolutely free - register now and take immediate advantage of these great BENEFITS.

Once registered, this box will disappear. And you will see fewer advertisements :)

Woolworths Qantas CC for ATO bills

Status
Not open for further replies.

chrisishere

Intern
Joined
Jul 21, 2013
Messages
92
Anyone recently used this card to pay money to the ATO?

Looked through the T&C's and it has a bit about "government charges" are excluded for points :(
 

get me outta here

AFF Supporter
Joined
Nov 18, 2011
Messages
5,973
Flights
My Map
I just used my WEDRQF card a few days ago and the points are showing now for the around $9K ATO bill. The charges were around $38 thereabouts. Let's hope it all stays good.
 

Flying Fox

AFF Supporter
Joined
Jul 13, 2006
Messages
2,663
Flights
My Map
Happy that I get points for the tax bill payments.

Not very concerned about points related to the card fees.
 

markis10

Veteran Member
Joined
Nov 25, 2004
Messages
30,091
It will be interesting to see how the millionaires factory handle this card now.
 

medhead

Suspended
Joined
Feb 13, 2008
Messages
18,994
Flights
My Map
Government charges means government charges related to the card. Not paying bills to the government.

I can't think of any current government charges. But in the past my savings account used to be charged Financial Institutions Duty every time money was deposited (many years ago). If a similar charge was made on a credit card then it would be a government charge that does not earn points.
 

burmans

AFF Supporter
Joined
Feb 21, 2006
Messages
6,415
Flights
My Map
Government charges means government charges related to the card. Not paying bills to the government.

I can't think of any current government charges. But in the past my savings account used to be charged Financial Institutions Duty every time money was deposited (many years ago). If a similar charge was made on a credit card then it would be a government charge that does not earn points.
FID and don't forget the well named BAD tax!
 
S

sampson

FID and don't forget the well named BAD tax!
Bring back the lick on 'stamp duty' stamps because I am sick and tired of writing out land tax cheques to the Make the Buffoons & Our Mates Richer Fund
 

Mark3000

Active Member
Joined
Apr 3, 2014
Messages
649
Flights
My Map
Just got this card a month ago and worked perfectly for ATO. But I've been warned to make sure you put lots of other transactions on there too. If it is mostly ATO they might cancel it.
Most annoying thing about this card is that it takes 4-5 days to transfer money into it from my bank account. Why does it take so long??
 

chrisishere

Intern
Joined
Jul 21, 2013
Messages
92
So I'm looking at paying the rest of my HECS debt off, making use of the extra 5% bonus they give for early payments. Worked out that putting approx $13500 on it will cost around $65 in the surcharge however this I might be able to claim back on tax anyway. 13k points for $65 and getting rid of my HECS debt before 1st June when indexation applies (also trying to get rid of it before it moves to the 10 year treasury bond rate)
 

burmans

AFF Supporter
Joined
Feb 21, 2006
Messages
6,415
Flights
My Map
So I'm looking at paying the rest of my HECS debt off, making use of the extra 5% bonus they give for early payments. Worked out that putting approx $13500 on it will cost around $65 in the surcharge however this I might be able to claim back on tax anyway. 13k points for $65 and getting rid of my HECS debt before 1st June when indexation applies (also trying to get rid of it before it moves to the 10 year treasury bond rate)
Assuming you have the money to pay off your CC when it comes due seems like a cheap way to get points.
 

phily

Member
Joined
May 31, 2013
Messages
204
Flights
My Map
Just got this card a month ago and worked perfectly for ATO. But I've been warned to make sure you put lots of other transactions on there too. If it is mostly ATO they might cancel it.
Most annoying thing about this card is that it takes 4-5 days to transfer money into it from my bank account. Why does it take so long??
More importantly, if you're using your Woollies card to pay ATO bills, ensure that it's for your Personal Income Tax bills, not regular BAS bills. The T&Cs for the card are that it is strictly for Personal transactions, and they do enforce that.

I often make a BPay payment early in the week and it's in my account by the next morning. Once it took 2 days.
 

chrisishere

Intern
Joined
Jul 21, 2013
Messages
92
So I can confirm that you do receive points for making payments to the ATO on the Woolworths Credit Card.

So I took a balance transfer option from Citibank, put an extra $15k onto the wow CC, made a bulk payment to ATO before the indexation was applied and now have my HECS debt on a 12 month interest free loan and getting the extra 5%.

With my tax returning coming up, since there was a HECS/HELP withholding, I'll get this all back (Around $8k just in HECS/HELP withholding) and some other deductions which would amount to a decent size tax return. So instead of paying my HECS through the compulsory payments, managed to pay it off with a credit card earning just over 13k points and shaved 5% of the total balance owing while also missing out on the 2.6% indexation that was to happen on the 1st June. With the 12 month balance transfer from citibank, should only have around $2000 to pay off over 12 months.
 

burmans

AFF Supporter
Joined
Feb 21, 2006
Messages
6,415
Flights
My Map
So I can confirm that you do receive points for making payments to the ATO on the Woolworths Credit Card.

So I took a balance transfer option from Citibank, put an extra $15k onto the wow CC, made a bulk payment to ATO before the indexation was applied and now have my HECS debt on a 12 month interest free loan and getting the extra 5%.

With my tax returning coming up, since there was a HECS/HELP withholding, I'll get this all back (Around $8k just in HECS/HELP withholding) and some other deductions which would amount to a decent size tax return. So instead of paying my HECS through the compulsory payments, managed to pay it off with a credit card earning just over 13k points and shaved 5% of the total balance owing while also missing out on the 2.6% indexation that was to happen on the 1st June. With the 12 month balance transfer from citibank, should only have around $2000 to pay off over 12 months.
Well done, you can probably keep moving that money around with balance transfers!
 

cove

AFF Supporter
Joined
Feb 15, 2008
Messages
11,384
I put about $xxx,xxx on this card annually so with a $25,000 limit I have to re-load it during the month but that is ok. Lots of transactions go through it and it is a favourite of mine as it is uncapped. Sure I put some taxes on it but plenty of other stuff as it is a source of one point per dollar on buying Woolies Gift Cards at 5% off ex RAC. I then use those Qantas points for domestic travel pretty much every month in business class.
 
Status
Not open for further replies.

AFF on Air Podcast

  • jb747’s Stellar Career with Qantas – AIR013
    Sat, 15 Jun 2019 03:00:41 AEST
      In this special edition of the podcast, Matt chats to John Bartels (a.k.a. jb747) about his flying career with Qantas, the A380, the QF30 incident, flight training, retirem ...
  • Cheap Virgin Australia Business Class – AIR012
    Sat, 01 Jun 2019 03:05:28 AEST
      Find out how to get cut-price Virgin Australia Business Class tickets by buying and redeeming Etihad Guest miles! This episode also includes some listener Q&A and an interv ...
  • Star Alliance Status – AIR011
    Sat, 18 May 2019 09:39:41 AEST
      Find out how to easily earn Star Alliance Gold status with several different frequent flyer programs! This episode also includes an interview with John Blom, Australia’s ...
  • Premium Economy – AIR010
    Sat, 04 May 2019 00:21:32 AEST
      Premium Economy is a great compromise if you want a more comfortable experience than Economy, without paying for Business or First class airfares! In this episode, AFF’s ...
  • Hyperinflation of Points – AIR009
    Sat, 20 Apr 2019 04:49:59 AEST
      Frequent flyer points are a valuable currency, but they aren’t immune from hyperinflation! In this episode, Matt discusses why frequent flyer points are a terrible long-t ...

Community Statistics

Threads
81,561
Messages
1,883,050
Members
49,448
Latest member
Chelsea9
Top