Woolworths gift card thread

a little tip

if you do have this opportunity again, this is what I do, link your savings card to your credit card,
when you do a refund, you present your credit card and press savings,
it becomes a cash refund!!

Free points!

Thanks for the tip, but I don't have a saving account linked to my credit card. Or they are not from the same bank.
 
Nice tip, but presumably you need your credit card and your savings card to be from the same bank?

Which is why I have rarely done this. Paying with a low points earning CC instead of a high points earning CC (or GS bought using one) would lose me many times more points than the occasional points refund would gain.


Occasionally I happen to be churning a CC from the bank that I actually have my money at, or I am between VISA/MCs and so use that card (again rare). But this is rare, and refunds are rarer. Main occurrence that I could rely on was paying a Doctor by CC and Medicare then refunding to my bank account (which I can always actually do as one now nominates where your refund goes to. I used to have to tell the receptionist where to).

Also note that if the CSR is properly trained they will not allow this as it is a scamming technique used by many fraudsters. If the business does it, they bare all risk on the refund.
(ie Card is stolen/copied, item bought, cash refund gained...and later when the card is realised to have been stolen/copied the bank says to business that the refund (loss) is the shops and not the banks). Which is why in my business I only refund to the card used for for purchase and refuse all other requests to refund elsewhere. The company that I used to be at was very firm on this as we were regularly targeted by african scammers.
 
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a little tip

if you do have this opportunity again, this is what I do, link your savings card to your credit card,
when you do a refund, you present your credit card and press savings,
it becomes a cash refund!!

Free points!

...
Also note that if the CSR is properly trained they will not allow this as it is a scamming technique used by many fraudsters. If the business does it, they bare all risk on the refund.
(ie Card is stolen/copied, item bought, cash refund gained...and later when the card is realised to have been stolen/copied the bank says to business that the refund (loss) is the shops and not the banks). Which is in my business I only refund to the card used for for purchase and refuse all other requests to refund elsewhere. The company that I used to be at was very firm on this as we were regularly targeted by african scammers.

Bingo. Most large chains train their CSRs to say "do you have your credit card". A chain I worked at some time ago would go to the extent of checking the card number on the original docket vs the card to be refunded to (still won't stop you pushing savings) but I've found lately Bunnings in particular are asking "please insert your amex" which they're reading off the original receipt.
 
I've found it hit and miss. While they may ask you if you have your Amex they don't look to notice you've inserted your visa debit card into the terminal for the refund.
Some are very observant and want to check the number to ensure it's the same card.
Makes sense now the reason for doing it. Apart from it suiting me, I've always thought 'I'm not ripping myself off' as I'm the owner of both cards (just pocketing the points on the refund).
 
I've found it hit and miss. While they may ask you if you have your Amex they don't look to notice you've inserted your visa debit card into the terminal for the refund.
Some are very observant and want to check the number to ensure it's the same card.
Makes sense now the reason for doing it. Apart from it suiting me, I've always thought 'I'm not ripping myself off' as I'm the owner of both cards (just pocketing the points on the refund).

Yeah it's hit and miss at the bigger retail places (Bunnings seems to be where I do most returns).

9/10 times they don't even check, I just tap my CBA debit MasterCard (face down) and that's it. Sometimes they'll say "just tap your Amex" but don't check. 10% of the time a real enthusiastic one will take your card and read the numbers.

Using Power Pass seems to be a work around. As I don't have the physical receipt sometimes, they pull the sale from my PP card and I'm not sure if it then shows how the payment was made.
 
Bought 4 cards just now at WW Cabramatta, no activation slip ! pain in the cough for the next view days. They all 07/2019 expiry, this could be the issue ?
 
Bought 4 cards just now at WW Cabramatta, no activation slip ! pain in the cough for the next view days. They all 07/2019 expiry, this could be the issue ?
After the recent incident I had with Perfect GCs, I wouldn't be leaving the store without activation slips.
 
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got pulled up twice this week for buying more than 4. today the register was taking forever to print activation slips so someone came to check gaah
will have to get the other family members to help me buy them now as well, seeing as i'm shouting them J flights :p
 
I think the activation issues are linked to particular stores at a given point in time. I bought "a few" yesterday (16/8) with 01/19 and 07/19 expiry. Only 1 store had activation issues (scanned, paid, no activation), all the others bought had a mix of expiry dates and were ok. Noting also that at one store they would not scan at all. Quite a mix really! Still worthwhile, particularly for those in Tassie
 
got pulled up twice this week for buying more than 4. today the register was taking forever to print activation slips so someone came to check gaah
will have to get the other family members to help me buy them now as well, seeing as i'm shouting them J flights :p

Don't buy more than 4 in a single transaction!
 
I didn't, bought 4 in a transaction. Then had some more random groceries + another 4 ready for the next transaction when I was pulled up
 
Was told come back after 48hours.

Came back from WW Cabramatta, all 5 cards not working, refunded back to ww gift card. Manager did a check each card via only1 website to make sure all cards invalid.

And I re-purchase again another 5 cards, all working good , activation slip came out.

I noticed when scanning only1 card, 3 days ago the checkout system only mentioned : giftcard only1 ( this when the error happen, all cards not activated ).

But Today, I when i bought the checkout system mentioned: giftcard only1 visa green 100 ( all working fine ).
 
Came back from WW Cabramatta, all 5 cards not working, refunded back to ww gift card. Manager did a check each card via only1 website to make sure all cards invalid.

And I re-purchase again another 5 cards, all working good , activation slip came out.

I noticed when scanning only1 card, 3 days ago the checkout system only mentioned : giftcard only1 ( this when the error happen, all cards not activated ).

But Today, I when i bought the checkout system mentioned: giftcard only1 visa green 100 ( all working fine ).

FWIW some are green, others orange/yellow. Hence the green vs lack of green in the description.
 
I got told that activation issues were related to remedial work being done due to hacking of Woolworths systems supposedly
 
I got told that activation issues were related to remedial work being done due to hacking of Woolworths systems supposedly

Which sounds 100% true but Wow has never admitted that their GC+/or eftpos systems were hacked last year when they went down for a few weeks without any warning.
 
The few times it's been required, I've found they haven't been prescriptive about what card to refund to (especially when the original issue was with a gift card). So refunding to a completely unrelated Visa/MC debit card (e.g. ING or other fee-free account) works well...
 
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