Sorry if I'm about to ask a question that has been asked a dozen times already. I have an ANZ Frequent Flyer Visa card but am about to close it due to points capping, etc. Now I've just learned my new Commonwealth Rewards Mastercard is going to do the same thing! So, I'm thinking about getting a Woolworth's Ezy MasterCard. Seems pretty good from what I've read. $39 annual fee. Free additional card. $1 = 1 Qantas Frequent Flyer point. No capping. Is there anything I should know before I apply for one?