And if you take the Amex as well, doesn't that make it 75,000 for $50? I don't think there would be another &50 fee (but haven't checked it myself).
Good point.An extra 15,000 points for another credit enquiry, not worth it IMO.
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Looks like the offer has been updated to $0 annual fee for both the MC and AMEX for the first year.
So up to 120,000 QF points for $0 and two credit checks.
Westpac Altitude Black Mastercard (80k QFF Points) $0 First Annual Fee
I might take one for the team and physically go in to a branch to apply, requesting to only get the MC and not the amex (though I've taken 40k points for a credit check in the past - still debating if worth it...)
I have asked 3 different people via online chat and FB about paying govt charges to get the sign on bonus, understanding it's not on general spending. Have 3 different answers, 2 of them say 'yes' will be Ok and so have taken screen shots.
Online chat operator just confirmed the annual fee waiver is only available with the bundle.