Dr Ralph
Enthusiast
- Joined
- Jan 21, 2014
- Posts
- 13,173
- Qantas
- Bronze
- Virgin
- Red
Instead of cancelling you could ask Amex to reduce the credit limit to the minimum across all your cards, they should be quite accommodating of such a request and this may make your combined credit limited look less intimating to citibank.
Wouldn't you be better of cancelling. And then when ready reapply under a new offer to score whatever sign up bonuses where available at that time?