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Travel Insurance Recommendation - Scandinavian Winter Activities etc.

Lomandriel

Intern
Joined
Jun 3, 2019
Messages
82
Hi all,

Just a quick question as I am seeking travel insurance provider recommendations for myself and the wife – travelling Scandinavia through Feb-March 2020 on the Qantas Oneworld Award flight (280k points for business class RTW). Just wondering what recommendations prior travellers using Qantas Points recommend for travel insurance? Do these cover lost value of potential points in addition to the taxes/fees in the event of flight cancellations etc. similar to a normal ticket being reimbursed?

Our main goal was we were seeking a decent provider that is reasonably priced that covers for Scandinavia based activities a tourist is likely to embark on during winter months – i.e. staying in the glass igloos for northern lights mixed with dog sledding, reindeer sledding, snowmobiles? Ice fishing? I don’t know what else we would ‘try’ but obviously the typical tourist ‘first time’ bucket list items unique to this part of the world. We would hope to catch a random few days of snowboarding inbetween otherwise we have our last stop in Switzerland before we fly through Doha to get back to Aus – so we would dedicate 3-4 days there for snowboarding. Scandinavia – we will cover Finland, Lapland, Sweden, Denmark, Norway, Iceland and hoping to fly to Talin (Estonia)?

We just want to make sure we are covered medically like normal travel insurance by partaking in these common tourist activities. Apart from these Scandinavian activities it would just be standard travel insurance required – unlimited medical/assistance etc. incase of injury while on holiday. I am not so fussed about the lost baggage and all (some funds to purchase replacement items for delays etc. is good, but medically is my main peace of mind) Surely many travellers have gone down the same Scandinavian winter holiday and so there would be a wealth of recommendations?

On a side note I also had an ACL recon done 1.5 yrs ago – anyone dealt with insurance and how to deal with pre-existing exclusions which void say any knee related issues? By now I am back to sport so it seems abit unfair that if any knee injuries that are likely to be independent of the surgery occur they will blame it on the prior surgery and I am not covered. I am back to playing sports twice a week. Assuming insurance providers will try this as I tried income protection via my super fund earlier in the year and they sent specific exclusions when I disclosed this prior to signing me up (I never went ahead). Surely others have commonly had surgeries and are back to “functional normal”?

Qantas points were booked for oneworld award early June 19 – any chances buying travel insurance now would be void if say Hong Kong protests caused cancellations (we get to Tokyo via HK to start our trip and never would have envisioned HK falling into this sort of issues at the time of booking).


Thanks in advance!
 

Lomandriel

Intern
Joined
Jun 3, 2019
Messages
82
Looks like no one has had any similar situation/research done when looking into buying something?
 

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