Travel Insurance for Australian Domestic Travel

[NM]

Following some recent media stories and threads here on AFF, I thought it would interesting to see whether members have travel insurance for their Austraian domestic travel.

 

[Travel Guru]

I do as part of my annual policy, but speaking from a TA's view (though I don't do domestic travel there days so my view may be a few years out of date), the great majority of domestic travellers don't both unless theyre spending a fairly decent amount OR they're renting a car and want excess coverage.

TG

 

[simongr]

I have never even thought about it. I am happy to rely now on my Amex Plat Chg card.

I am in the fortunate position to be in the "pay now and sort it later" bracket though.

 

[straitman]

I have never even thought about it. I am happy to rely now on my Amex Plat Chg card.

I am in the fortunate position to be in the "pay now and sort it later" bracket though.

I also use the TI associated with my Platinum Charge Card. For a few years prior to having the card I had a full annual policy.

Prior to this I considered each trip individually and bought TI if I thought the risks of loss were too great.




Sent from my iPhone using AFF Mobile

 

[NM]

Perhaps those posting their situation on the thread could also post their selection in the associated poll

 

[straitman]

For what it is worth.

When using the iPhone AFF app (which I was) the poll does not show up.

 

[NM]

For what it is worth.

When using the iPhone AFF app (which I was) the poll does not show up.

Then you will just have to pop back to the poll when using a real access method

 

[straitman]

Then you will just have to pop back to the poll when using a real access method

I've now voted.

 

[tuapekastar]

I chose the last option (consider the risk), but I don't think I have ever taken out insurance for domestic travel, with the exception of car rental excess cover when warranted. TBH, apart from that aspect of it, I don't really consider TI for domestic travel. Would never say never though, perhaps a need may arise one day.

Wouldn't dream of international travel without it.

 

[serfty]

The Question polled is:

View Poll Results: Do you have Travel Insurance for your Australian Domestic travel?

I selected "I consider the risks for each trip & decide if I need insurance for the trip.", even though I do have an annual policy.

My annual policy covers me in any case, but even when without an annual policy, I have chosen to self insure for every domestic trip I have undertaken in the last 15 years.

So in regard to "... Travel Insurance for your Australian Domestic travel?" the answer is no, as I have an annual policy for international travel - domestic cover is a bonus.

 

[samh004]

I selected "Yes, I am covered by an annual Policy that covers me for both international and domestic travel." as I am on a subsidiary Platinum AMEX that comes with travel and medical insurance supposedly. And it appears I didn’t read all the options carefully again, ugh! Either way, it’s a yes.

 

[codash1099]

The only times when I will insure domestically are:

a) When I'm booking a fair way out
b) when a car hire is involved

or

c) someone else is picking up the tab.

 

[medhead]

I wanted to say No I don't need it, but technically I'm covered by card insurance, only by default.

 

[Must...Fly!]

Personally no, I am not covered by any kind of CC insurance, nor do I take out policies for domestic travel.

I don't see the point really. I trust the airlines in Australia and getting the next flight usually isn't much of a problem.

The #1 reason I take out cover for international trips is for unexpected medical expenses.

 

[JohnK]

I have an annual policy which covers me for international and domestic travel.

Before purchasing annual policies I used to take out travel insurance for every trip whether international or domestic. I don't want to leave anything to chance.

 

[oz_mark]

Prior to having covered by CC, I used to take out a policy if I was going to hire a car. More cost effective than taking out the cover from the rental companies

 

[equus]

Amex Platinum Charge Insurance here. As stated elsewhere, hire car excess (and the "value" offered by the hire car company fees for reduction) are a major reason to consider domestic TI, but cancellation and other costs are also a significant consideration. May not be much of a concern if you are simply doing a 1 or 2 day business trip, and can afford to pay a last minute fare if need be, but a whole different story if you have booked a 2 week holiday and had to pre-pay a lot of accommodation etc.

Prior to the Amex Platinum, I would have been in the "consider each trip and evaluate the risks" category - wouldn't bother for a 1 - 2 day work trip BNE-SYD, using a cab/train etc, but would (and did) for a 2 week holiday around Tassie over the Xmas - NY period (what percentage of Tasmanian cars are hire cars? - seems like at least 50% at that time of year)

 

[bossreggie]

I pay for an annual policy for myself and all my staff who travel travel regularly. This covers Domestic and International. I always pay for the travel with a Platinum credit card which provides insurance, however I am not 100% confident with the "free" insurance.

Having being in a situation of having to repatriate my brother's body a few years ago I would never be without insurance again.

 

[nlagalle]

Most of my trips are booked through work so I am covered under their policy. They had a great setup with our security company and insurance for Delhi.

For my own travel, I currently have the Amex platinum travel. It should cover me on any trip I believe.

 

[markis10]

Around this time each year we Queenslanders tend to see a story about those poor Gold Coast tourists who get a large excess bill for the hire car they had when it got hit in storm season, it's good to see most people consider insurance mandatory if hiring a car. My travel is covered my an annual policy, and I have made two claims, one domestic for delayed luggage.