How many of you suffer from 'benefit overload' ? I'm talking about the myriad of 'benefits' that come with credit cards, loyalty cards and so on. For example there is the Qantas restaurant bookings, Citibank free bottle of wine, Amex, too many to list, travel insurance, bonus on this and that. I'm finding it is all too much and I don't take advantage of most of them. Missed some points today because I used card X instead of card Y. I've just been through a fairly serious points gathering period so plan to flick a lot of cards and that will help. Do others have this problem ?