Superannuation Discussion + market volatility

[CaptJCool]

Last time I saw this was 2018
This updated to 2024 figures

https://mybrand.schroders.com/m/66b5440799ad9aa/original/Multi-Asset-annual-returns-Poster-2025.pdf

 

[QF WP]

Have always used the Schroders wall chart above as well @CaptJCool

 

[CaptJCool]

Have always used the Schroders wall chart above as well @CaptJCool

Yes yes
That you shared back in ‘18

It’s a beauty

 

[QF WP]

Time in the markets, not timing. Never about taking risk, rather managing the relevant risks of each asset in the portfolio.

 

[Pushka]

About to plunge into our first recontribution strategy of just one year currently then the bring forward rate after July. Having done this what is the bet that the Budget will can this approach.

 

[burmans]

About to plunge into our first recontribution strategy of just one year currently then the bring forward rate after July. Having done this what is the bet that the Budget will can this approach.

Unlikely to be retrospective!

 

[Pushka]

Unlikely to be retrospective!

We just need this budget not to change it. . Next Fin year for bring forward then one final year after that ends.

 

[lepetitprince]

Hi all, TIA.

As I did not want to start a separate thread, I am posting here. Mods, please move if irrelevant to this thread.

I have a SMSF and auspost are closing down their superstream service. Does the community have any recommendations? I looked at the ATO website of registered providers - I haven't even heard of some of the names, so a bit cautious.

Westpac and Macquarie don't support rollovers, so I can't use them (as money from a proportion of my jobs go into industry superfunds and I don't have a choice).

#SMSF #superstream #gateway

 

[Brissy1]

money from a proportion of my jobs go into industry superfunds and I don't have a choice

I thought it was legislated decades ago that you have a choice, including into your own smsf.

 

[Bindibuys]

I thought it was legislated decades ago that you have a choice, including into your own smsf.

No, our daughter works at Newcastle Uni, and part of their agreement is that their super MUST go to their fund. She was part of our SMSF.

 

[Beer_budget]

No, our daughter works at Newcastle Uni, and part of their agreement is that their super MUST go to their fund. She was part of our SMSF.

That's standard in the university sector as (at least the bigger) unis still operate defined benefit schemes and contribute 17% as part of their enterprise agreement.

 

[Mr_Tee]

Hi all, TIA.

As I did not want to start a separate thread, I am posting here. Mods, please move if irrelevant to this thread.

I have a SMSF and auspost are closing down their superstream service. Does the community have any recommendations? I looked at the ATO website of registered providers - I haven't even heard of some of the names, so a bit cautious.

Westpac and Macquarie don't support rollovers, so I can't use them (as money from a proportion of my jobs go into industry superfunds and I don't have a choice).

#SMSF #superstream #gateway

What is the actual problem that you are trying to solve here? What were you previously doing at Auspost that you soon won't be able to do?

a) Contributions from an employer into your SMSF?
b) Your personal contributions into your SMSF?
c) Someone else's contributions into your SMSF?
d) Something else?

Who is the Administrator of your SMSF? Do they have any recommended alternatives?