Superannuation Discussion + market volatility

[CaptJCool]

Last time I saw this was 2018
This updated to 2024 figures

https://mybrand.schroders.com/m/66b5440799ad9aa/original/Multi-Asset-annual-returns-Poster-2025.pdf

 

[QF WP]

Have always used the Schroders wall chart above as well @CaptJCool

 

[CaptJCool]

Have always used the Schroders wall chart above as well @CaptJCool

Yes yes
That you shared back in ‘18

It’s a beauty

 

[QF WP]

Time in the markets, not timing. Never about taking risk, rather managing the relevant risks of each asset in the portfolio.

 

[JohnK]

Apologies, I am not asking for free advice just thoughts. If I am not mistaken I can set up free meeting with ANZ super.

I am now 62 years old and want to transfer around $250,000 into a TTR. I believe the fund earnings are taxed at 15% but if I withdraw 10% a year as regular income stream there is no tax even though I am working?

Plans are to keep working until at least 70 years old but the TTR can help me reduce some of my debt which is hurting. At the same time I can increase my regular super savings to ~$30,000 saving some income tax as well?

Thoughts?