Strategy to obtain US Amex

[AppleJune]

I wouldn't be surprised if some people called Amex to ask about an Amex GT program they heard about on a forum and what steps they need to take to meet the requirements. An influx from Aus would raise some eyebrows. Considered Amex not really officially supporting NRA, and how many here are using that route just to start their US journey. Imagine the chaos if they start requesting a W-9 from all their CC customers, and I am not even sure whether Amex currently accepts a W-8BEN in their system?

 

[auau]

The Step-by-Step...

As someone who's been in this for a while and seen many valuable things tighten up or completely die, at an increasing rate in the last few years and especially this year, you should really consider how easy do you want to make it for the counterparties (the banks) to find, aggregate and neutralize these kinds of things. Condensing everything into one message is vastly different from it being dispersed on hundreds of pages. Also a beginner knowing just a little too much yet not enough could lead to their journey being cut short very quickly. Please consider this post again...

 

[AppleJune]

Keep in mind there are also already

Spoiler

reported cases of Amex declined Amex MR International Points Transfer from EU (Plat) to US (BBP)

 

[DC3]

I wouldn't be surprised if some people called Amex to ask about an Amex GT program they heard about on a forum and what steps they need to take to meet the requirements

 

[DC3]

Also a beginner knowing just a little too much yet not enough could lead to their journey being cut short very quickly.

Can’t be bothered doing the research perhaps.

 

[AppleJune]

Does anyone have issues connecting an HSBC US checking account to Amex when requesting a credit increase? Keep receiving an error message saying it's not a personal account. Also, I thought an Amex credit increase request is usually automatic after using the card for >6 months. Got asked to connect to the bank or upload a bank statement. Never requested a credit limit increase before asking for an increase from 4k to 10k

 

[DAC1]

Does anyone have issues connecting an HSBC US checking account to Amex when requesting a credit increase? Keep receiving an error message saying it's not a personal account. Also, I thought an Amex credit increase request is usually automatic after using the card for >6 months. Got asked to connect to the bank or upload a bank statement. Never requested a credit limit increase before asking for an increase from 4k to 10k

No but I got an automatic CLI without asking after 7 months on an Aspire. From ~$4k to ~$9k.

Might be worth just waiting for another couple of months for one to go through automatically.

 

[AppleJune]

I had my Aspire been year

No but I got an automatic CLI without asking after 7 months on an Aspire. From ~$4k to ~$9k.

Might be worth just waiting for another couple of months for one to go through automatically.

Had my Aspire for more than a year they gave 10K initially then Surpass + Free (around 6-7 months) but both was approved with really small credit like 2k each, been using them, majority Surpass for that $15K spending and also moved credit from Aspire over. Both my P2 and I Aspire never got automatic CLI eventhough more than 1 year

Did the CLI on the Surpass when it asked for Proof of Income which I really dont wanna touch or update in case FR