Strategy to obtain US Amex

[Grrr]

Is a FICO8 of 694 enough for a first Chase ?
1yr10 month history, most recent is 1yr 4month

I got hard rejected in Feb as I applied over a VPN, which led to them treating the whole thing as identity fraud !

 

[DAC1]

Is a FICO8 of 694 enough for a first Chase ?
1yr10 month history, most recent is 1yr 4month

I got hard rejected in Feb as I applied over a VPN, which led to them treating the whole thing as identity fraud !

Depends on what card. It isn’t all about score and greater than 12 months history is helpful. What other cards and credit limits do you have?

The identity fraud thing is common. I got that too and still got approved.

 

[Grrr]

Depends on what card. It isn’t all about score and greater than 12 months history is helpful. What other cards and credit limits do you have?

I'd like the CSP (particularly with current SUB). Currently have Amex Green, Amex Hilton Honors ($1k limit), C1 Venture (for good credit) $2k

The identity fraud thing is common. I got that too and still got approved.

When I applied for the CSP in February, they refused to recon despite uploading ITIN and passport, as the application was deemed identity theft (I assume because of VPN). I also made the mistake of uploading my C1 statement as proof of address - I learnt here that I should have used my HSBC checking account statement.

I received a hard copy letter from Chase a few weeks later patting themselves on the back for blocking identity theft, and offering links to support services to help avoid future identity theft...