Strategy to obtain US Amex

[levelnine]

Has anyone done this?

Worth noting that the bonus on this is once per lifetime and goes up to 70K MR: [YMMV] American Express Business Checking 50,000/70,000 Membership Rewards Points Bonus

 

[blacksultan]

I did last year . Have itin . Never got the points though !

View attachment 509395

Got this offer come through via email.

View attachment 509396

Has anyone done this?
Would they approve ITIN holders?
Apart from maintaining the 5k balance, are there any other downsides?

It seems like the account accures 1.95% APR. Would that trigger a lot of extra paperwork?

Sorry I Applied for the personal

 

[Triben]

I need some advice regarding paying tax to the IRS. Try to pay tax online and filling up details, notice that they ask filing location, which option I should select?
Received the letter to my Australian address. anyone done this before?
I would appreciate your guidance to ensure I choose the correct option.

 

[djchuckles]

View attachment 509395

Got this offer come through via email.

View attachment 509396

Has anyone done this?
Would they approve ITIN holders?
Apart from maintaining the 5k balance, are there any other downsides?

It seems like the account accures 1.95% APR. Would that trigger a lot of extra paperwork?

I got one with an ITIN.... Its an easy 30k if you're eligible for it

I did last year . Have itin . Never got the points though !

Sorry I Applied for the personal

Weird - I did both - Rewards Checking was easy and points hit as soon as I made the deposit

 

[albyd]

I

I got one with an ITIN.... Its an easy 30k if you're eligible for it

Weird - I did both - Rewards Checking was easy and points hit as soon as I made the deposit

applied for the Personal with my ITIN last year and got the points. Shame it is once per lifetime. The SUBs are getting more attractive. Haven’t done the business yet. Is the Business just as ‘easy’ to get as the personal? I know US banks are more stringent on Business checking applications. I know Amex don’t have any branches but I recall there was a section calling out that we declared we are a US resident so they can turn in the correct flag with the IRS. As much as the current AU budget changes aren’t all to my liking, I’d hate to have to also give the IRS a share of my AU earnings in return for a modest amount of MR points. Happy to be corrected here. This is why I didn’t proceed with my application.