Strategy to obtain US Amex

[N0mad]

HSBC Elite rewards get nerfs from next month

“Effective July 13, 2026, your HSBC Elite Rewards Program will change as follows:

Select Airlines/Air Carriers, Car Rental Agencies, and Lodging (Hotels, Motels, Resorts)will continue to earn 5 Points per net dollar spent in these categories.

All other travel purchases will be classified under Other Travel and will earn 2 Points per net dollar spent.”

It is on the recent statement

i think they are just reducing the airlines, us Aussies smashing Qantas spend i think killed it.

 

[DAC1]

i think they are just reducing the airlines, us Aussies smashing Qantas spend i think killed it.

So have they definitely nerfed Qantas from earning 5x?

If so, may as well just go back to the Premier card given they are both 2x on QF spend and you get the additional benefit of 3x on supermarkets and groceries.