Strategy to obtain US Amex

[metaphase]

Gonna apply for HSBC US CC, but if my profile is AU address, should it be changed to US address?

No for HSBC it's fine - I got the CC shipped directly to me, you need to change it to the US address for Amex though before your Prem statement is generated.

 

[levelnine]

Not getting the Atmos?

Decided against it. Already have too many points. And paying AUD $0.0057/pt ($USD395 = $AUD595/105000) isn't particularly attractive when I don't need the points — I typically acquire at a lower cost. Yes, the sums are slightly better if you get full value out of the companion pass, but not by much.

I did take the BoA AS Biz for 80K AS for $95 earlier this year.

 

[nthd_nthd]

FYI - Chase cards 7% cash back at Aldi is working in Australia - if you shop at Aldi and have that offer.

 

[nthd_nthd]

Question Please in regarding to Credit line:

I know with Personal Credit, we should have a higher credit line to be able spread out and how a lower utilization.

But what about Business Credit Line? Should I lower my Business Credit line to be able to get Chase approve my next Card? I kept getting rejected after reconsidertion with reason they dont want to extend to much credit to ppl, especialy too new Businesses.

I am keen to hear your thoughts please.

Your Thoughts please anyone?

 

[blacksultan]

Hey Torrance neighbors! My application status for Citi AA Plt is showing this. How do I get the reference number? Will they scan the letter so I can see it? Or will I need the whole thing to be forwarded to Australia?

It will be quicker and cost effective for them to scan the reference no and send to you . Since it is not a credit card PE will not have any restrictions with doing same .