Strategy to obtain US Amex

[blacksultan]

Do you have another card with BoA or a checking account?
I opened a checking a/c with them few months ago thinking of applying via phone option.

Can one open a checking account with BoA remotely from Oz ?

 

[maverick1]

Can one open a checking account with BoA remotely from Oz ?

Not sure. I opened in branch during my last visit to states.

 

[N0mad]

Does anyone know if it’s possible to apply for a second US amex via GT etc if it’s been 4 months after the first GT .but without an ITIN or current open AU Amex ? And if so what is the methodology ?

I did this recently for P2, same process as first GT really except they approved without them needing to call.

 

[blacksultan]

I did this recently for P2, same process as first GT really except they approved without them needing to call.

But I suppose P2 still had an open AU Amex ?

 

[velli25]

Does anyone know if it’s possible to apply for a second US amex via GT etc if it’s been 4 months after the first GT .but without an ITIN or current open AU Amex ? And if so what is the methodology ?

From memory you need to wait until you get a FICO score before applying again. That take's ~9months (YMMV). I believe charge cards also take longer compared to a normal credit card. I also don't think you have to apply via GT the second time after getting a FICO as the application is based on your US profile and FICO.

 

[blacksultan]

From memory you need to wait until you get a FICO score before applying again. That take's ~9months (YMMV). I believe charge cards also take longer compared to a normal credit card. I also don't think you have to apply via GT the second time after getting a FICO as the application is based on your US profile and FICO.

Will one get a FICO score with just one Amex and no ITIN ?

 

[velli25]

Will one get a FICO score with just one Amex and no ITIN ?

Yep!

 

[hill]

Will one get a FICO score with just one Amex and no ITIN ?

Yep, credit companies seem to be really good at data matching, they generate FICO just based on name, dob and address as per Reddit comments.

 

[albyd]

USPS mail direction service

Hi.

Thanks for the info. What is this?

 

[georgie23]

Hi.

Thanks for the info. What is this?

Im assuming he means this - the ironic part is you need to have US ID to set this up
Is this what you mean @blacksultan

Standard Forward Mail | USPS

Keep getting your mail and packages whereever you go: See how to temporarily forward mail or permanently change your address.

www.usps.com

 

[georgie23]

@albyd
Have you seen here - not sure if you have tried this - its a bit old so may no longer work


"I just called in and the first agent I got was able to do the passport verification without going to a supervisor.

I used the 1-800-CAPITAL number and after putting in the card number and SSN I believe it automatlcally redirected me to someone in the fraud department."

https://www.reddit.com/r/CreditCards/comments/xmejag/capital_one_impossible_online_id_verification

 

[blacksultan]

Im assuming he means this - the ironic part is you need to have US ID to set this up
Is this what you mean @blacksultan

Standard Forward Mail | USPS

Keep getting your mail and packages whereever you go: See how to temporarily forward mail or permanently change your address.

www.usps.com

Yes . Wasn’t aware of the requirements for us id .

 

[georgie23]

It’s been mentioned recently a lot that people have struggled without US ID - was curious if you had a work around - what was the USPS mail redirection hack you mentioned

 

[nthd_nthd]

Can one open a checking account with BoA remotely from Oz ?

I tried but at the end, message popped up asked to visit branch. Luckily my u.s trip was coming up at the time so I got it done

 

[sudoer]

the ironic part is you need to have US ID to set this up

Where are you seeing this?

If you can’t verify your identity online: USPS will send you an email with instructions and a barcode. Bring the email along with acceptable photo ID to a local Post Office location.

That page lists "Passports" as acceptable photo ID, and under the second table, "US or Foreign Passports" are acceptable for USPS Premium Forwarding. It does say you need to prove your address with one of the following through:

• A lease, mortgage, or deed of trust
• Voter or vehicle registration card
• Home or vehicle insurance policy
• Form I-94, Arrival and Departure Record

I recall some discussion a while back about someone applying for a non-drivers identification card while visiting the US, which would work for this too I think?

 

[blacksultan]

Where are you seeing this?



That page lists "Passports" as acceptable photo ID, and under the second table, "US or Foreign Passports" are acceptable for USPS Premium Forwarding. It does say you need to prove your address with one of the following through:



I recall some discussion a while back about someone applying for a non-drivers identification card while visiting the US, which would work for this too I think?

Yes that was the NY state ID .

 

[blacksultan]

Where are you seeing this?



That page lists "Passports" as acceptable photo ID, and under the second table, "US or Foreign Passports" are acceptable for USPS Premium Forwarding. It does say you need to prove your address with one of the following through:



I recall some discussion a while back about someone applying for a non-drivers identification card while visiting the US, which would work for this too I think?

I believe only needs to complete online verification for the purpose of doing away with C1 I’d check .

I. E these are the only relevant steps :

1. Verify your identity: Opt in online to receive a verification code or link on your mobile phone.
2. Pay the $1.25 identity verification fee. The billing address on your credit card must match either your old or new address.

 

[blacksultan]

It’s been mentioned recently a lot that people have struggled without US ID - was curious if you had a work around - what was the USPS mail redirection hack you mentioned

 

[georgie23]

cheers thanks

 

[georgie23]

Where are you seeing this?



That page lists "Passports" as acceptable photo ID, and under the second table, "US or Foreign Passports" are acceptable for USPS Premium Forwarding. It does say you need to prove your address with one of the following through:



I recall some discussion a while back about someone applying for a non-drivers identification card while visiting the US, which would work for this too I think?

Agree - I read that as you have to take it to a local USPS post office - I assume this is in US only - I was thinking how to do it so you don't need to show US ID - and do it from Aus - maybe there is a way you can do it like this