Strategy to obtain US Amex

[blacksultan]

Do you have another card with BoA or a checking account?
I opened a checking a/c with them few months ago thinking of applying via phone option.

Can one open a checking account with BoA remotely from Oz ?

 

[maverick1]

Can one open a checking account with BoA remotely from Oz ?

Not sure. I opened in branch during my last visit to states.

 

[N0mad]

Does anyone know if it’s possible to apply for a second US amex via GT etc if it’s been 4 months after the first GT .but without an ITIN or current open AU Amex ? And if so what is the methodology ?

I did this recently for P2, same process as first GT really except they approved without them needing to call.

 

[blacksultan]

I did this recently for P2, same process as first GT really except they approved without them needing to call.

But I suppose P2 still had an open AU Amex ?

 

[velli25]

Does anyone know if it’s possible to apply for a second US amex via GT etc if it’s been 4 months after the first GT .but without an ITIN or current open AU Amex ? And if so what is the methodology ?

From memory you need to wait until you get a FICO score before applying again. That take's ~9months (YMMV). I believe charge cards also take longer compared to a normal credit card. I also don't think you have to apply via GT the second time after getting a FICO as the application is based on your US profile and FICO.

 

[blacksultan]

From memory you need to wait until you get a FICO score before applying again. That take's ~9months (YMMV). I believe charge cards also take longer compared to a normal credit card. I also don't think you have to apply via GT the second time after getting a FICO as the application is based on your US profile and FICO.

Will one get a FICO score with just one Amex and no ITIN ?

 

[velli25]

Will one get a FICO score with just one Amex and no ITIN ?

Yep!

 

[hill]

Will one get a FICO score with just one Amex and no ITIN ?

Yep, credit companies seem to be really good at data matching, they generate FICO just based on name, dob and address as per Reddit comments.

 

[albyd]

USPS mail direction service

Hi.

Thanks for the info. What is this?

 

[georgie23]

Hi.

Thanks for the info. What is this?

Im assuming he means this - the ironic part is you need to have US ID to set this up
Is this what you mean @blacksultan

Standard Forward Mail | USPS

Keep getting your mail and packages whereever you go: See how to temporarily forward mail or permanently change your address.

www.usps.com

 

[georgie23]

@albyd
Have you seen here - not sure if you have tried this - its a bit old so may no longer work


"I just called in and the first agent I got was able to do the passport verification without going to a supervisor.

I used the 1-800-CAPITAL number and after putting in the card number and SSN I believe it automatlcally redirected me to someone in the fraud department."

https://www.reddit.com/r/CreditCards/comments/xmejag/capital_one_impossible_online_id_verification

 

[blacksultan]

Im assuming he means this - the ironic part is you need to have US ID to set this up
Is this what you mean @blacksultan

Standard Forward Mail | USPS

Keep getting your mail and packages whereever you go: See how to temporarily forward mail or permanently change your address.

www.usps.com

Yes . Wasn’t aware of the requirements for us id .