Strategy to obtain US Amex

[http_x92]

What's the recommended way of paying it off? Is opening Wise account the best/popular method? Or are there other alternatives. Thanks a lot again.

Yep, Wise is the safest method to pay off the Amex bill - noting the small fee to pay when you are converting from AUD to USD

 

[blacksultan]

Finally received AMEX Green via DHL today after doing the NotaryCam last week. Thanks all for your help And apologies got too excited, but yeah I did manage to change my app country to US and downloaded the app and all set now!

What's the recommended way of paying it off? Is opening Wise account the best/popular method? Or are there other alternatives. Thanks a lot again.

Wise can be used . Or open hsbc account through premiere .

 

[albyd]

Just looking for some guidance. I have started to look at closing some of my US Amex cards as only need the Green and BBP. I have the Business platinum for which I've served 12 months and the AF has just been billed. I went online to cancel it. The online agent suggested I try again during business hours and go through to the retention team. I think $A1K is quite a bit for a card I hardly ever use. Though $US35K in pay over time limit is enticing to keep.

What have been the caliber of retention offers? Is it worth keeping for the line of credit as a "just in case" depending on the retention offer?
If I cancel now, will I get to keep my SUB or risk it being forfeited?

TIA for your help

 

[blacksultan]

Helped a friend with opening an hsbc US account through premiere .
They have responded requesting answers to following questions within 3 days .
Can anyone advise the best /safest answers for approval ?

Thank you for your application for the HSBC US account. We are currently reviewing the application and would like to verify some information.

· Please confirm where you were currently located when you applied for the account.
· Please explain Transaction and Savings as reason for account;
· Please clarify if first and ongoing deposit amounts from the employer since you are located in Australia;
· Please explain planning to move to the US in October 2025. Do you have a job offer already? Besides relocation, do you have any other reason for account?

Post automatically merged: Yesterday at 1:22 PM

Just looking for some guidance. I have started to look at closing some of my US Amex cards as only need the Green and BBP. I have the Business platinum for which I've served 12 months and the AF has just been billed. I went online to cancel it. The online agent suggested I try again during business hours and go through to the retention team. I think $A1K is quite a bit for a card I hardly ever use. Though $US35K in pay over time limit is enticing to keep.

What have been the caliber of retention offers? Is it worth keeping for the line of credit as a "just in case" depending on the retention offer?
If I cancel now, will I get to keep my SUB or risk it being forfeited?

TIA for your help

Don’t think you can lose SUB as it has been more then a year .

 

[DC3]

Helped a friend with opening an hsbc US account through premiere .
They have responded requesting answers to following questions within 3 days .
Can anyone advise the best /safest answers for approval ?

Oooooooooh. Nasty. How did your friend end up in this pickle?

 

[blacksultan]

Oooooooooh. Nasty. How did your friend end up in this pickle?

Have opened 2 other accounts for family and there were always these questions followed by a phone interview with a banker .
Any suggested safe responses ?

Post automatically merged: Yesterday at 1:48 PM

Oooooooooh. Nasty. How did your friend end up in this pickle?

We just applied as normal via website .

 

[_TheTraveller_]

Some interesting DPs regarding inks:

https://www.reddit.com/r/churning/comments/1l7p4kl/credit_card_recommendation_flowchart_june_2025

 

[N0mad]

Have opened 2 other accounts for family and there were always these questions followed by a phone interview with a banker .
Any suggested safe responses ?

I asked if they needed this as i'm a premier customer, they then asked for confirmation of my status which i supplied.

regardless, i put the reason on the application for the account as investing.
Why did you tell them you were going to the US, is it actually true?

 

[Ansett Nostalgic]

Some interesting DPs regarding inks:

https://www.reddit.com/r/churning/comments/1l7p4kl/credit_card_recommendation_flowchart_june_2025

Thanks for finding this - a brilliant flowchart!

 

[blacksultan]

I asked if they needed this as i'm a premier customer, they then asked for confirmation of my status which i supplied.

regardless, i put the reason on the application for the account as investing.
Why did you tell them you were going to the US, is it actually true?

No it’s not true . Wasn’t sure what to answer . I’ll say it’s for investment as well .

 

[blacksultan]

Was rejected for chase biz United card . Rejection letter stated that my balance was too high , less business card history etc .
Called recon they said could not verify my id/itin? details and they would send me a letter providing info on how I can provide same for reconsideration .
However the letter I received said they can’t approve request as they can’t verify my info with 3 credit bureaus .
Does anyone have any ideas ?