Strategy to obtain US Amex

[DC3]

Do they send you a cheque, or just pocket your deposits ?!

They send a cheque for the closing account balance.

 

[nthd_nthd]

Nice. Don't leave any money in C1. Shutdown is real possibility.
I got 300 from chase last week for an IBKR xfer.
Waiting on BOA.

Yep, noted, Thanks for DP on Chase on BOA

Post automatically merged: Friday at 1:04 PM

Sorry I am a bit confused, whats HSBC route? Did you apply c1 checking via email invitation?

applying for HSBC premier in Aus then applying for HSBC U.S as an Oversea Premier customer.

 

[mike0430]

Yep, noted, Thanks for DP on Chase on BOA

Post automatically merged: Friday at 1:04 PM

applying for HSBC premier in Aus then applying for HSBC U.S as an Oversea Premier customer.

I see. For your c1 checking, did you receive invitation for opening c1 checking by email and applied there or did you just applied @ online banking pls.

 

[Revenge]

This [downgrade from Gold to Green]. The annual fee is not outrageous, and you no longer need to jump through all the hoops you would when starting from scratch outside the US

I just did this. Amex even refunded the prorated difference in the annual fee.

 

[Finale]

Was just approved for CSP after doing a product change to Classic Freedom. It was the easiest app so far out of 7. Still had to call 3 times but it was the first time Chase didn't ask me to upload any documents.

I set up a security code in the app at Settings --> Security & Privacy --> Set up a security code to help us verify your identity when you call us.

After setting up this security code, Chase sent a push notification for verification while on the call instead of SMS (that never works), public record questions or a call back. I used Android so iOS might be slightly different. One user reported not seeing this option on iOS but the account was new. You can try check yours. It was quite convenient.

 

[mike0430]

Was just approved for CSP after doing a product change to Classic Freedom. It was the easiest app so far out of 7. Still had to call 3 times but it was the first time Chase didn't ask me to upload any documents.

I set up a security code in the app at Settings --> Security & Privacy --> Set up a security code to help us verify your identity when you call us.

After setting up this security code, Chase sent a push notification for verification while on the call instead of SMS (that never works), public record questions or a call back. I used Android so iOS might be slightly different. One user reported not seeing this option on iOS but the account was new. You can try check yours. It was quite convenient.

Good to learn this thanks

 

[albyd]

Do you mind sharing BS reason and did you try to solve with C1?- just wanted to understand for myself and everyone else if we encounter any issues like you

The reason they gave was due to account activity. I never even activated my card or put through any activity which is why I consider it a BS reason.

 

[blacksultan]

Was just approved for CSP after doing a product change to Classic Freedom. It was the easiest app so far out of 7. Still had to call 3 times but it was the first time Chase didn't ask me to upload any documents.

I set up a security code in the app at Settings --> Security & Privacy --> Set up a security code to help us verify your identity when you call us.

After setting up this security code, Chase sent a push notification for verification while on the call instead of SMS (that never works), public record questions or a call back. I used Android so iOS might be slightly different. One user reported not seeing this option on iOS but the account was new. You can try check yours. It was quite convenient.

Works similarly for iOS

 

[Finale]

Works similarly for iOS

Did you apply and get a push notification? I'm trying to work out why this time they didn't need any documents. Wonder if it was because I applied in the app at the Explore new product section or because of this push notification or the combination of both.

 

[blacksultan]

Did you apply and get a push notification? I'm trying to work out why this time they didn't need any documents. Wonder if it was because I applied in the app at the Explore new product section or because of this push notification or the combination of both.

Not at application but at regular calls .

 

[blacksultan]

Datapoint - as per my experience once the 10 day period is up one can request a replacement Amex card automatically via app even to Australia ( provided your oz address is listed of course ).

 

[cove]

I am getting my US Amex replaced and so I received a message telling me the day my new card would arrive.
Have been using my AA Miles card from Citi as I am getting 5 AA miles per dollar on most things in their promo.
Now I had been excluded in Australia but was able to take up the offer once we arrived in California.

 

[blacksultan]

I am getting my US Amex replaced and so I received a message telling me the day my new card would arrive.
Have been using my AA Miles card from Citi as I am getting 5 AA miles per dollar on most things in their promo.
Now I had been excluded in Australia but was able to take up the offer once we arrived in California.

Is that the Aa biz card ?

 

[furiousmango]

I've had a decent run lately - just approved for the CSP 100K offer after getting the Bonvoy Brilliant at the end of the March. My second Chase card after the IHG Premier and I needed to phone in for verification like a few people here - went pretty smoothly with a push notification, after verifying my ITIN

 

[nthd_nthd]

My P2 got CSP approved after 10month history and Chase checking account opened 1 month.
Similar to what happened to my timeline

 

[burneracc]

Wanting to make sure before I go for a GT that I can actually pay the thing off - is a Wise ACH transfer from the US bank details that they give you in the app a valid way to pay AMEX bills? I can see in the UI that it says this but I want to be extra sure that it works with AMEX:
ACH debits available
Make regular payments. Works with Amazon, PayPal, Stripe and more.

 

[pyramidforce]

Wanting to make sure before I go for a GT that I can actually pay the thing off - is a Wise ACH transfer from the US bank details that they give you in the app a valid way to pay AMEX bills? I can see in the UI that it says this but I want to be extra sure that it works with AMEX:
ACH debits available
Make regular payments. Works with Amazon, PayPal, Stripe and more.

I think it depends on what type of Wise US checking you have. Old ones yes, new ones recent data says no IIRC. You can set up a non-resident alien checking account with Alliant, a few other ways have been discussed in this thread

 

[cove]

The Citi card is an AA Miles executive that is paying 5 AA Miles on purchases for a limited time. My SIL used her AA Miles to fly Seattle to London up front of the plane with one stop yesterday.

 

[hill]

Applied for my first chase card - Chase Ink Business and got the message saying application cannot be approved and to wait for the letter.

Anyone know if they send an email as well? Want to see if recon line can help but need the App number for that I presume.

 

[nthd_nthd]

Applied for my first chase card - Chase Ink Business and got the message saying application cannot be approved and to wait for the letter.

Anyone know if they send an email as well? Want to see if recon line can help but need the App number for that I presume.

You can reconsideration without letter. Punch in your ITIN