We have a thread on how to obtain a US card. Now let’s see if it’s possible to obtain a UK card
There are far better ways to earn Avios in Australia. Remember all UK Amex cards have foreign transaction fees and low sign-up bonuses, so you're paying through the nose for points.Avios points and the fact you can actually get seats. Unlike Qantas
Agreed. If you wanted an Avios card then Chase has BA which also allows you to earn a companion voucher. 0% fx fees. Amex BA UK has a 3% fx fee and 1gbp = 1 avios with no bonus categories. Looking at it from non category spend, dollar for dollar you would earn more avios from Amex Plat in Australia than a UK Plat or BA card.There are far better ways to earn Avios in Australia. Remember all UK Amex cards have foreign transaction fees and low sign-up bonuses, so you're paying through the nose for points.
I tend to agree with the general tenor of the thread responses but without the venomWe have a thread on how to obtain a US card. Now let’s see if it’s possible to obtain a UK card
Actually, the BA Premium is 1.5 Avios on spend and 3 Avios on BA spend per £ spentAgreed. If you wanted an Avios card then Chase has BA which also allows you to earn a companion voucher. 0% fx fees. Amex BA UK has a 3% fx fee and 1gbp = 1 avios with no bonus categories. Looking at it from non category spend, dollar for dollar you would earn more avios from Amex Plat in Australia than a UK Plat or BA card.
$5,000 AUD = 5,625 Avios (QR -> BA)
$5,000 AUD = 2,614 GBP -> 2614 Avios (without considering the fx fees).
$5,000 AUD = 3,155 USD -> 3155 Avios (0 fx fees) (general 1:1 transfer non category spend chase/amex etc)
Not mention the difficulty in acquiring an UK Amex. plenty of stories on reddit and flyertalk on US expats in the UK trying to get a card but being denied.
Agreed. If you wanted an Avios card then Chase has BA which also allows you to earn a companion voucher. 0% fx fees. Amex BA UK has a 3% fx fee and 1gbp = 1 avios with no bonus categories. Looking at it from non category spend, dollar for dollar you would earn more avios from Amex Plat in Australia than a UK Plat or BA card.
$5,000 AUD = 5,625 Avios (QR -> BA)
$5,000 AUD = 2,614 GBP -> 2614 Avios (without considering the fx fees).
$5,000 AUD = 3,155 USD -> 3155 Avios (0 fx fees) (general 1:1 transfer non category spend chase/amex etc)
Not mention the difficulty in acquiring an UK Amex. plenty of stories on reddit and flyertalk on US expats in the UK trying to get a card but being denied.
Lucky you. So many options with that level of spend.Is the Chase card an Amex?
I'm spending about $25,000 a month and I have 3 million QFF so looking for options for best card options with flights I can actually book
UK Amex cards are the worst. The only Amex card that has fascinated me, besides the US Amex, is the Singapore Amex card.
Nothing that I can see …. all benefits from the branded cards to the Plat are all very heavily weighted towards SQ ’benefits’What's special about the Singapore Amex?
“ …… the worst”. A bit extreme isn’t it?UK Amex cards are the worst. The only Amex card that has fascinated me, besides the US Amex, is the Singapore Amex card.
Just curious ….My own experience, getting a UK Amex was easy, you really just need a UK address and to actually be in the UK for a while in case they call you (they called me about 3 days after I applied).
The BA card is fine, it's free, you get the usual Amex offers (and there are heaps more of them in the UK than in AU) and the occasional bonus (4000 avios for adding a partner card, etc).
Since coming back to AU I changed my Amex address to UK Postbox and have received replacement cards via mail redirection with no problem.
and to actually be in the UK for a while in case they call you (they called me about 3 days after I applied).
Re using the vouchers...bear in mind that to use the UK BAPP Amex vouchers you have to originate in the UK. Same with the Barclays Avios vouchers. Lloyds Bank's vouchers used to be able to start outside of the UK, but they don't exist any more.I tend to agree with the general tenor of the thread responses but without the venom
Actually I would rate UK Amex as equivalent to Australian ones (the Platinum is cheaper, for example) …. if you lived in the UK. But obviously they take a value-hit if you live outside the UK.
They can be worthwhile if you travel to the UK regularly or spend online in £. I do both. Whilst the American cards don’t have a foreign transaction fee, they have ‘fees’ in their conversion rates. Whilst they are far superior to Australian (and UK) cards in that regard, nothing beats a local currency card
I used to have a UK Platinum which I got through a Private Banking arrangement with Barclays whilst living in Australia. I closed the account during the pandemic but retained the card. Had a few issues insofar as there was something in the system that prevented getting additional cards beyond my wife.
I closed the account and now have the BA Premium card. I have hit the required spend for the companion voucher each year and find that valuable, as is the 3pts per £ on BA spend. Using vouchers next year to travel to Europe.
The process is essentially the same as the US process but in my experience the UK is much more rigorous in it’s banking, ID & address checks
As for getting Chase cards etc, it’s a great idea and I’d really like the Chase Sapphire Reserve (stillstruggle with the notion that no Australian bank offers an equivalent; something to go up against the Amex Platinum - had the Citi card but it was a bit half-coughd and I dumped it when NAB bought Citi) card but I just can’t be bothered doing the ITIN process
Good luck with the application.
I applied for a Uk Amex using global transfer and a friends address . They also need a Uk bank account which I had through hsbc premier !We have a thread on how to obtain a US card. Now let’s see if it’s possible to obtain a UK card