Storing Credit Cards in Phone Cases and using Apple Pay | Australian Frequent Flyer
Australian Frequent Flyer

Welcome to Australia's leading independent Frequent Flyer and Travel Resource since 1998!
Our site contains tons of information that will improve your travel experience.

Joining AFF is fast, simple & absolutely free - register now and take immediate advantage of these great BENEFITS.

Once registered, this box will disappear. And you will see fewer advertisements :)

Login Now to remove this and all advertisements (GOLD and SILVER members)
Not a member? Register Now for free

Storing Credit Cards in Phone Cases and using Apple Pay

neljelpoo

Junior Member
Joined
Jun 3, 2015
Messages
33
Qantas
Gold
Virgin
Platinum
Hi all,

Maybe a stupid question but a lot of people store credit cards on the back of their phones and I wonder how the transaction machines differentiate between the phone (whether google or apple pay) making the payment or whether it is the cards stored in the back?

Maybe someone can elaborate or explain? Thanks heaps 😄
 

Spongbob

Active Member
Joined
Sep 11, 2011
Messages
847
Do you mean physical storage (i.e. the actual plastic card) or electronic (digital) storage?

If the former, I too have wondered about this.
 

Daver6

Senior Member
Joined
Dec 31, 2011
Messages
5,345
Qantas
Platinum
Virgin
Red
Flights
My Map
I just assumed they're physically taking the card out when it comes time to tap. If not, you'd need only one card and need to either disable NFC on your phone or not have any cards registered in your e-wallet.
 
Joined
Nov 5, 2015
Messages
193
Hi all,

Maybe a stupid question but a lot of people store credit cards on the back of their phones and I wonder how the transaction machines differentiate between the phone (whether google or apple pay) making the payment or whether it is the cards stored in the back?

Maybe someone can elaborate or explain? Thanks heaps 😄
They don't differentiate. It would be the same as putting two credit cards onto a Paypass terminal. It might work, might not, and you'd have to guess which one would be successful until it showed on the terminal.
 

Princess Fiona

Senior Member
Moderator
Joined
May 22, 2009
Messages
9,960
Qantas
Platinum 1
Flights
My Map
I do this all the time. I have a Visa for Paywave stored in the back of my phone and use Apple Pay on my Amex Plat Charge for most transactions.
The EFTPOS machine only recognizes the Apple Pay when I bring my phone to it. The visa isn’t close enough to trigger pay wave.
 

neljelpoo

Junior Member
Joined
Jun 3, 2015
Messages
33
Qantas
Gold
Virgin
Platinum
I do this all the time. I have a Visa for Paywave stored in the back of my phone and use Apple Pay on my Amex Plat Charge for most transactions.
The EFTPOS machine only recognizes the Apple Pay when I bring my phone to it. The visa isn’t close enough to trigger pay wave.
This is where I was getting at! Thanks 😄
 

Community Statistics

Threads
85,726
Messages
2,036,668
Members
52,984
Latest member
FB78
Top