I have just got the first statement for this card.. I haven't reached the $3000 spend yet, but did notice something unusual.
My spend about approx 2,050 but I only got about 1350 points transferred to my QFF, so a difference of about 700
I assume that the annual fee won't count for points, but that is only $149, which leave a difference of 560 points, so is there something else I am missing. I assumed it was 1 point for $1. All my purchases were in Australia, the only thing I can think of is that some was via PayPal, However I added up the PayPal purchases and it is still about $450 worth, so there is still some discrepancies.
I checked the terms and can't see if some items (utilities, insurance) count for less points.
Am I missing something, or am I blind.
Thanks