Is there a credit card that ?

Discussion in 'General Credit Card Discussion' started by bertoman, Nov 5, 2005.

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  1. bertoman

    bertoman Junior Member

    May 16, 2005
    Could some learned person out there tell me if there is a credit card that offers protection ( IN AUSTRALIA ) so that you dont have to cop a $20 "damage waiver" per day when you hire a car.

    I have had a quick look and most of the credit card offerings in AUS seem to only cover you when abroad.



  2. oz_mark

    oz_mark Enthusiast

    Jun 30, 2002
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    I think the ANZ Gold Card does this. One of its features is

  3. drron

    drron Enthusiast

    Jul 4, 2002
    Sunshine Coast
    Just be careful when relying on any travel insurance policy and using rental cars.Most australian policies have an exclusion clause when travelling in a mechanically propelled device and yes that does include rental cars when I have rung and asked.
    It really does have to be spelled out and it looks like the ANZ card does that.
  4. bertoman

    bertoman Junior Member

    May 16, 2005
    Thanks heaps for your feedback guys ... is the ANZ the only one !

    I'm not particulalary fond of gold cards and their high limits ...

    ( my better half still doesnt understand that you have to pay it pack )

    so a nutshell any other cards that offer same as ANZ with lower credit limits.

    Thanks again

  5. NM


    Aug 27, 2004
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    Also note that many (possibly all but I have not researched) policies have a requirement that you must pay the rental car company any options they have to reduce the amount of excess.

    So if the rental car company has a standard excess of $1500, and they offer to reduce that excess to $300 if you pay $20/day, you have to take this option of your travel insurance policy will not cover the $1500 excess - they will only cover the $300 excess if you have paid to reduce it to that amount.

    Check the policy fine print. Do your research. Don't rely on word of mouth or internet postings as your definitive answer for things that could come back to cost you lots of money.

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