stewiejp
Member
- Joined
- Oct 24, 2012
- Posts
- 228
I don't think it comes down exclusively to salary, more how one spends their cash. Last year my taxable income was $55,000, and I managed to travel in J a few times as well as Y. Having said that I my house is paid for, I invest successfully in the stock market, have other investments, pay my credit card on time, and don't buy a new car unless I need one - many I know who earn double what I do owe 90%+ on their home, "lease" a new car every 2 years costing a fortune, max out their cards and wonder why they are doing it tough....
All comes down to priorities and discipline when it comes to spending/saving/borrowing/repaying... I've always said it, a high percentage of people simply increase their spending with every pay rise, and start to rely on things like overtime to get from week to week, when it isn't really that hard to manage your own budget.
..../rantover
All comes down to priorities and discipline when it comes to spending/saving/borrowing/repaying... I've always said it, a high percentage of people simply increase their spending with every pay rise, and start to rely on things like overtime to get from week to week, when it isn't really that hard to manage your own budget.
..../rantover