How do I Check Actual Date Of Account Closure?

[Catweazle]

I can't log in to my ANZ account anymore. Never had an account with them, other than a credit card which I cancelled sometime last year.

Funny thing is, I don't remember when I cancelled it. Check all through my emails but can't find anything.

Can I ring them with the old customer reference number to find out? What are your thoughts?

 

[Spp]

You can use apps like creditsavvy or conact bank though chat.

 

[Scr77]

Start keeping a spreadsheet with these details. It’s vital if you’re churning credit cards.

 

[Catweazle]

You can use apps like creditsavvy or conact bank though chat.

What do they do? Can you explain further?

 

[Scr77]

Credit savvy allows you to see what credit enquires you’ve made, what credit accounts are open and if any defaults have occurred. They give you a credit score that some institutions use. There are other credit agencies as well and not all enquires get reported to all agencies. it’s free.

 

[sudoer]

Wisrcredit is also a good place to see both Equifax and Experian credit files including account closure dates.

 

[yojohnny]

When I am applying for new credit cards, I "tidy up" my spreadsheet by calling up the banks for recently closed card and asking what date they have listed for the closure. Safest way.

 

[yaziyo]

Do you keep bank paperwork? You would've received a letter when you closed the card which would be dated.

Edit: whoops, just realised this is old. Sorry.