Applied for this on the 31st August and...... Denied.
I may have had too many cc sign up's this year. It is the second card I have been declined for over the last 6 months.
Its Mac bank - theres something wrong with them. Several years ago now, probably 4-5, I applied for this card and was denied, for no apparent reason ... I didn't take it personally and went on to immediately be accepted by any number of other banks with bonus point CC offers and sometimes ridiculously high credit limits.
Forward to this year, I decided to apply again, as part of a strategy to ensure at least gold status with HH and also because most VISA/MC's have gone to rubbish earn wise ... this one barely any better frankly - still it has perks, so-be-it
Man, still not approved after more than 6 weeks and they are making me jump through hoops. I obviously don't fit their vision of who their customers ought to be. Its all fine, other institutions have a different view and essentially fall over themselves to increase or provide credit - the problem is the lack of alternatives for the HH perks - I'm tempted sometimes to operate a US postal address.
