Sorry to hijack this thread but was wanting to increase my limit without going through the credit checks, not because its bad or might be rejected, but I just don't like getting hits on my creidt record.
I had a CBA standard visa for 9 years, limit started at $1k, then $2k, then $6k, then $10k, been at $10k for about 3 years, rarely use it.
I also had a woolworths card, I think I started at $6k or $9k, got a credit limit inc to $21k, about 2 years ago, when they converted over, got a standard MC, after about3 hours of negotiations, got the platinum card, with no fee for 1 year, but still the same $21k limit, my monthly spending varies from $9k to $33k, average probably about $13-$14k, have always paid it back, so have not paid $1 in interest yet...... yet I have had no limit increase offers at all, I even tried to negotiate a larger one when I got the platinum card..
any suggestions.....
no loans or mortgages at all....
the extra limit would be reassuring, make me feel a lot better.... as often I go over my limit and have to add extra funds in order just to use it, but all paid off at the due date....
help appreciated!