Do you use Internet Banking? If so, have a look under "Account Information" and select your credit card. If the system has authorised you for a possible credit increase, then it may be listed there under "Total new credit limit offer"akumaslair said:I also had a woolworths card, I think I started at $6k or $9k, got a credit limit inc to $21k, about 2 years ago, when they converted over, got a standard MC, after about3 hours of negotiations, got the platinum card, with no fee for 1 year, but still the same $21k limit, my monthly spending varies from $9k to $33k, average probably about $13-$14k, have always paid it back, so have not paid $1 in interest yet...... yet I have had no limit increase offers at all, I even tried to negotiate a larger one when I got the platinum card..
In my experience they do not refer to any external agency when a credit limit increase occurs, so it should not affect your credit record.akumaslair said:and I was under the impression that a credit limit increase form does make a hit on your credit record,
Nothing exorbitant really, just an increase from $8k to $12k.akumaslair said:also Shano, what limit were you b4 and what did you ask for???
I currently have $21k, would love anything higher, even $100k, which I won't use but would love very much... but Idon't want to get rejected, should I ask for $35, $50, $75 or $100k, if I ask for $100k, can they turn around and say, sorry the best we can offer is $50k, or is it a simple case of get lost!!